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Happy New Year!
Checking in for the New Year! I am comfy with what cards I have currently and plan to only app for the AARP card in May. Garden the rest and reach for scores toward 800. No need for a new mortgage or refi with current rate at 3.25%. Car only 3 yrs old and paid off. Gonna be tricky to not app, but I think I can...I think I can...can I?
Good Morning and Happy New Year!!!!
So glad I do not have the desire to apply for anything right now. In a few days I will have some inquiries fall off from purchasing our home and acquiring new credit from that.
Good morning and Happy New Year everyone!
Still going strong with NOT applying for anything. 6 months and counting! Still working on goodwilling baddies. As much as I want to apply for the Sallie Mae card, I will not do it. I will not do it. I will not do it LOL
Happy New Year!
Happy New Years GCer's. I was a gardener for years without knowing it. During house hunt and fix up purchase, I added a new card. Now I've joined this forum and I'm intrigued by better rewards and the Citi Double cash. But I don't need it. Thus, I'm in the garden until I actually need something. To keep myself on the straight and narrow, I've listed 6/2016 as the date I can leave the garden.
@Anonymous wrote:
Happy New Year Everyone!
I've been noticing that those of us who are comfortable with what we already have probably had a plan in place to get to this point. For me, the thrill of applying/approval pretty much died once I set specific goals and firmly decided how I wanted to get there. Every month or so I reassess and modify the plan if needed. So far its working out far better than I expected!
Dont be afraid to ask questions whether its here or PM's to total strangers. I've received and sent quite a few myself in the last five months since coming here. May sound cheesy but this is a community full of people willing to help. Stay strong!
Love to hear of successes like this!