January - 2015 Garden Thread

[elim]

  up 18 points in 5 days

[FocusedAndDetermined]

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@elim wrote:

  up 18 points in 5 days

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Outstanding - congrats!

[sunkissed]

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@elim wrote:

  up 18 points in 5 days

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WooHoo!!!

[Anonymous]

Good morning!

[Anonymous]

Good morning GC.

[Anonymous]

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@elim wrote:

  up 18 points in 5 days

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Nice!

[BUN]

Good morning GC! We received our new Discover EMV chip cards yesterday. They just don't look as cool as the OG ones, but glad to have them.

I picked up th Citi Diamond for DH to transfer balances from high interest credit cards. Target,ToysRUS, Zales, and Pacific Sales are getting thrown in the SD. I was thinking of closing them, what do you think? Before I took over the finaces, he would just carry balances because he wasn't aware of the high interest rate. No more! So glad to have this forum to help me make important financial decisions!

[Anonymous]

Good Morning! Finally figured out how to add a signature that shows when Im using the mobile version of this website, which is 90% of the time. I feel silly for overlooking it all this time bc it was so simple to find under the settings If you happen to see this thanks oneblessedchick! Maybe I should work on figuring out how to tag people next Have a great day all!

[omoa]

Hi all. I spent December asking for CLI's on my current cards, HP or SP, in order to really cultivate my credit profile. Once all the results were in, I closed a few accounts that refuse to grow with me, i.e. CapOne and Discover. I am happy with the cards I chose to keep and their limits, AMEX and Barclay especially, and will nurture those this year. My last paid baddie falls off this spring along with dozens of HP's I collected rebuilding. So this is my year for sitting in the garden, growing. Happy Gardening All.

[Anonymous]

Basically I have a question on this...or maybe more.

First off, what is keeping me from lying and just placing a diamond on my sig?

-Will a mod ban me and just not let me make posts on the forums? Ban me completely from myFICO ultimately making an early cancelation on my required 3 month subscription to the 3B monitor?

Secondly, does this apply to just wanting to pay down the single card, making no additional payments on thus card except for the subscriptions that I have currently going it (laziness in going in and canceling thus subscriptions and moving them onto the debit card).

Thirdly,

Can I has a beer? I swear I don't have a drinking problem, especially whilst at work as I am now.