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January - 2015 Garden Thread

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Anonymous
Not applicable

Re: January - 2015 Garden Thread


@BUN wrote:

Well good morining kids! Scores are finally climbing as 0's are reported. Did balance transfer for DH to Citi Diamond preferred, and things are looking up. My sister just joined the forum! Smiley Happy Her name is "Binky" so give her a great myficoforum welcome. She is rebuilding now. I told her to meet me in the garden! Smiley Very Happy I need all of my scores to be above the 700 mark again to feel comfortable. I'm UNCOMFORTABLE!Smiley Tongue Patience has been my only friend these past months. Seeing my scores almost reach the level of my rebuilding days was unsettling to say the least. I guess it's al a process and to feel humble is part of it. I am just so thankful for this forum and all of you fine people for your wisdom and encouragement. I saw a 10 point increase in my EQ and a 5 point increase in my EX. I'm not updating my scores until all of the huge payments have posted and we'll see where I stand. Have a great day everybody, and an awesome weekend.


Hello Binky!! Welcome Smiley Very Happy

Message 1951 of 2,048
Imperfectfuture
Super Contributor

Re: January - 2015 Garden Thread

Hello Binky, and some day, HF will be patient! Smiley Happy
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Message 1952 of 2,048
Anonymous
Not applicable

Re: January - 2015 Garden Thread


@Imperfectfuture wrote:
Hello Binky, and some day, HF will be patient! Smiley Happy

That's like saying CreditOne will be prime one day. Smiley Tongue

 

JK HF Smiley Happy

Message 1953 of 2,048
sparklerd34
Established Contributor

Re: January - 2015 Garden Thread

Congrats to you!! I can't wait to get to 600's ans welcome binky!!!





Message 1954 of 2,048
sparklerd34
Established Contributor

Re: January - 2015 Garden Thread

Sorry for the typo my iPhone5 need the six lol 3 more days





Message 1955 of 2,048
Anonymous
Not applicable

Re: January - 2015 Garden Thread


@Anonymous wrote:

@Imperfectfuture wrote:
Hello Binky, and some day, HF will be patient! Smiley Happy

That's like saying CreditOne will be prime one day. Smiley Tongue

 

JK HF Smiley Happy


HA! Smiley LOL

Message 1956 of 2,048
Anomalous
Senior Contributor

Re: January - 2015 Garden Thread

Good Afternoon! Hope everyone has a great Super Bowl XLIX weekend! Yes, even if you're not a fan of either team. Just enjoy the food at the party. What I always do Smiley LOL

Keep both your credit and your body in top shape!

Message 1957 of 2,048
mongstradamus
Super Contributor

Re: January - 2015 Garden Thread

not really credit news, but my CU just sent me an email saying they are increasing interest rate on savings account up to .90 % thats not too bad compared to rates citi , chase and WF offer nowadays!!!



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 1958 of 2,048
-NewGuy-
Moderator Emeritus

Re: January - 2015 Garden Thread

Is that Alliant?

Message 1959 of 2,048
mongstradamus
Super Contributor

Re: January - 2015 Garden Thread


@-NewGuy- wrote:

Is that Alliant?


yes sir the only requirement is 100 dollars in savings i believe. SInce i have my main checking account with them its seems like win win for me :-)

 

They also have .68% interest for their checking account , which i believe brick and mortar banks don't offer? I think WF requires you to have 10,000+ or an mortgage with them or something to that affect. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 1960 of 2,048
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