January - 2015 Garden Thread

[FocusedAndDetermined]

HAPPY NEW YEAR TO ALL!!

Back in the garden after my shocking AMEX success.  Thanks GC family - without you I would still be in credit limbo.

Much success in life as well as credit for 2015!

[1GaDawg85]

Back again since Navy was generous with an approval for the LOC

[Anonymous]

Checking in and Happy New Year! Ditto >>> Focus on CLI and lowering APRs instead since I have the cards I wanted.
Until May. One last card to go. Silver spade coming up in 13 days.

[FocusedAndDetermined]

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@Anonymous wrote:
Checking in and Happy New Year! Ditto >>> Focus on CLI and lowering APRs instead since I have the cards I wanted.
Until May. One last card to go. Silver spade coming up in 13 days.

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Ah, the silver just arounf the corner - good work!

[sunkissed]

Happy New Year All!

Checking in...I can't believe 2014 is behind us.  I wish everyone success in 2015.

[Anonymous]

Happy New Year!!! Im firmly in the garden for all of 2015 to get rid of the mess of inquiries I have and focus on getting rid of my credit card debt. 

[Kellan]

Claiming my Bronze Spade. 

[Anonymous]

Hi Everyone,

Wish you all a very happy and prosperous New Year 2015 !!! 

I have been in the garden since November 18,2014 (Last App for Walmart) . 09Lexie had helped me with seedling siggy , but somehow I messed it up while putting my scores in siggy .

09Lexie ,

Can you or some one help me with adding Bronze Spade (since a month has passed) . Also please let me know , how I can update scores in my siggy without messing with the bronze spade link or any other .

I would like to have to bronze spade to the right of following scores if possible.

Current Score - EQ (MyFICO) : 707 ; TU (Walmart) : 741 ; TU (Discover) : 741 ; EX FICO : 745
Goal Scores - EQ (MyFICO) - 750 by 12/2015 ; 775 by 12/2016 ; 800 by 12/2017
Last App - Walmart (11/18/14) ; Gardening till 11/2016 for all inquiries to Fall Off ; New Auto 12/2016

Thanks to everyone for their support and encouragement in this forum . Wishing you guys a great year ahead !!!

[vanillabean]

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@09Lexie wrote:
Did you open one too many credit cards last month?  Ready to knuckle down for 2015?

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I haven't opened a credit card for four years and four months, but may start out the new year by going for the CSP.

[Anonymous]

Checking in.

Happy New Years GC!

May you all have many successes in 2015!