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Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: January is coming, what else can I do to be ready for Amex BCE?

I think you will be fine since you already have Amex right?
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
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HiLine
Posts: 2,953
Registered: ‎10-19-2012
0

Re: January is coming, what else can I do to be ready for Amex BCE?

I don't know how much that would help my application though. I obtained that card only a month ago...

Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: January is coming, what else can I do to be ready for Amex BCE?


HiLine wrote:

I don't know how much that would help my application though. I obtained that card only a month ago...


Will find out here in couple weeks. Afterall it's SP if denied.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
New Contributor
Paperboy999
Posts: 73
Registered: ‎10-06-2012
0

Re: January is coming, what else can I do to be ready for Amex BCE?

So happy right now. I paid off 2 cards and my util is down to 19% and my score went up 13 points 696. Thisclose to 700. I wonder if I should wait until my discover posts a 0 balance . My util should be below 10 then.
I know they look at the last soft but I wonder if my numbers would be good enough if I ask for a hard pull.
11/09 EX 564
10/12 EX 673 TU 674
1/13 TU 686
2/13 EX 701
Goal 750+
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HiLine
Posts: 2,953
Registered: ‎10-19-2012
0

Re: January is coming, what else can I do to be ready for Amex BCE?


armbenderc wrote:

HiLine wrote:

I don't know how much that would help my application though. I obtained that card only a month ago...


Will find out here in couple weeks. Afterall it's SP if denied.


Will find out soon... I really want an Amex in January though. It's my most important credit card plan for the whole year. 


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