Reply
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: January is coming, what else can I do to be ready for Amex BCE?

I think you will be fine since you already have Amex right?
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: January is coming, what else can I do to be ready for Amex BCE?

I don't know how much that would help my application though. I obtained that card only a month ago...

Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
0

Re: January is coming, what else can I do to be ready for Amex BCE?


HiLine wrote:

I don't know how much that would help my application though. I obtained that card only a month ago...


Will find out here in couple weeks. Afterall it's SP if denied.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
New Contributor
Posts: 74
Registered: ‎10-06-2012
0

Re: January is coming, what else can I do to be ready for Amex BCE?

So happy right now. I paid off 2 cards and my util is down to 19% and my score went up 13 points 696. Thisclose to 700. I wonder if I should wait until my discover posts a 0 balance . My util should be below 10 then.
I know they look at the last soft but I wonder if my numbers would be good enough if I ask for a hard pull.
11/09 EX 564
10/12 EX 673 TU 674
1/13 TU 686
2/13 EX 701
Goal 750+
Highlighted
Blogger
Posts: 3,360
Registered: ‎10-19-2012
0

Re: January is coming, what else can I do to be ready for Amex BCE?


armbenderc wrote:

HiLine wrote:

I don't know how much that would help my application though. I obtained that card only a month ago...


Will find out here in couple weeks. Afterall it's SP if denied.


Will find out soon... I really want an Amex in January though. It's my most important credit card plan for the whole year. 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.