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Jc penny credit card

Valued Contributor

Re: Jc penny credit card

Jimmy9224 wrote:


GE is very good to people that use and pay in a timely matter, what card isn't? except cap one haha they'll keep you at a limit for years and years!

Good luckto your friend! Smiley Very Happy

Message 11 of 14
Regular Contributor

Re: Jc penny credit card

I just recently applied for a JCP.  I hope they decide to give a card.  My scores are low but I do have a Capital One card, but its not reporting yet.  Their website said they would let me know in 7 - 10 days.

01/10/09: - TransUnion: 500 / Equifax: 521, / Experian: 566
Filed BK 02/24/2012
06/06/2014: - Transunion:509 / Equifax:513 ,/ Experian: 551
07/28/2014: - Transunion:487 / Equifax:467 ,/ Experian: 574
08/04/2014: - Transunion:516 / Equifax:555 ,/ Experian: 584

07/25/2014: - Transunion:516 / Equifax:541 ,/ Experian: 574
Message 12 of 14
Established Contributor

Re: Jc penny credit card

JCP was my first store card.  approved with $500 limit, after 4 months cli to $800.  Got another GE card with higher limit, they have been good to me.  I agree they are not hard to get, GL.


BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 13 of 14
Valued Member

Re: Jc penny credit card

I got the 7-10 day letter thing too, they sent a letter asking me to call to verify my info- they did the security questions and I got approved for $100 LIMIT LMAO...funny, but at the same time, i had an OLD charge off from JCP about 10 yrs ago so I'll take what I can get! =)

Equifax: 470 ( Lender 7/11) 548 (USAA-7/10/13

Experian: 493 (Lender 7/11) ) 588-USAA 7/10/13

TU: starting- 461 (Lender 7/11), 553-USAA 7/10/13- 647 (Walmart 7/15/13)
Vantage Score: 678
GOAL: FICO 650-690 by 12/2013
Message 14 of 14