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Valued Member
Posts: 41
Registered: ‎02-21-2008
0

JcPenney's

 Today, I went into the store and was finally approved for the store card with a $1750 credit line. I have tried many times online in the last 2 years to be approved but was always declined.
Established Contributor
Posts: 787
Registered: ‎07-12-2008
0

Re: JcPenney's

Great Starting CL, I have not applied for a year or so, close to doing it again just need to do a little more work on the great fico.
CURRENT SCORES: TU: 641 21 Apps / EX: 643 29 Apps / AAoA: 4.3 Yrs. / Util. 22% / Goal: 700 by 6/2/15

Patience is WAY overrated! Recovering, but sure to fall off the wagon when the time is right!
Valued Member
Posts: 41
Registered: ‎02-21-2008
0

Re: JcPenney's

Thank you, the cl really surprised me.
Frequent Contributor
Posts: 386
Registered: ‎03-27-2008
0

Re: JcPenney's

Awsumm!!!! CL from what I hear a starting CL  like yours is hard to get everyone does not qualifiy initially for that. I opened a Macys store card recently and received a 1700 starting CL I posted it on the forum and some of the other members informed me that was a high CL. Congrats to you good luck . Credit 08
Established Member
Posts: 29
Registered: ‎06-01-2008
0

Re: JcPenney's

Congrats!!!!
Just curious....what changed with regards to your credit reports?
Valued Member
Posts: 41
Registered: ‎02-21-2008
0

Re: JcPenney's

[ Edited ]
Absolutely Nothing!:smileyhappy: I only say this because I applied a few weeks ago online and was declined.


Message Edited by URDenied on 07-28-2008 06:56 PM
Established Member
Posts: 29
Registered: ‎06-01-2008
0

Re: JcPenney's

Interesting. So you think it was advantageous to apply in store as opposed to online?
Frequent Contributor
Posts: 378
Registered: ‎08-01-2007
0

Re: JcPenney's

[ Edited ]
congratulations on your new card and great CL. I like yourself also have a jc penny card. When i was approved for mine, they gave me a CL of 300 and then 6 months later then bumped it up to 1500.

Their rule to asking for a CLI is to wait 3 months with the limit they gave you, make your payment on time, dont go over your CL and after 3 months they will increase your CL.

When i got my card 300CL i asked for a CLI after 2 months of having the card but was decline cause of the limited i was with them. On the 6 month of having the account, i call to ask for a CL and they bump me to 1500.

One of the representative told me this information.

I always like to call them to ask for a CLI instead of pressing the bottom

Hopes this helps

Message Edited by shyboy on 07-28-2008 07:06 PM
-------------------------------------------------------------------------------------------------Getting back in the credit game after major setbacks
Valued Member
Posts: 41
Registered: ‎02-21-2008
0

Re: JcPenney's

I am starting to believe so.
Established Member
Posts: 29
Registered: ‎06-01-2008
0

Re: JcPenney's

I love JCPenney's. I have their card but I want my sister to apply. (She's always using my card for the discounts they frequently give cardmembers ) I think she's afraid of being denied in front of an audience. Thanks for sharing and enjoy the card. If you are good to them, they will be good to you. :smileyhappy:

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