04-09-2012 06:26 PM - edited 04-09-2012 08:35 PM
04-09-2012 06:53 PM
When I was put on DW's Costco Amex as AU, they also asked for my address, I believe. no SS #, tho.
04-09-2012 06:55 PM
Does it report to the credit bureau if the creditor only gets the name? What is the person lives at a different address then the account holder?
It varies by lender. Some connect the dots, others don't.
Different address and especially with different name might well not report, unless there's a shared address listed in the past addresses.
Which card/ bank/ lender are you considering? --or who only asked for the name?
04-09-2012 07:42 PM
04-09-2012 08:11 PM
You might want to edit your thread title on the original post, something like
JC Penney: Adding an authorized user with just a name?
All you have to do is go back to your original post, click Options over on the right, select Edit, and place your cursor at the beginning of the Subject box. Then you could add the question mark at the end, if you want to get fancy.
I don't know if JCP reports AU's, but that would be a way of catching the eyes of those who do know.
04-10-2012 09:47 AM
My DW added me as an AU on her JCP card with just giving my name and it started to report on my CR with the next billing cycle!!
04-10-2012 10:00 AM
04-10-2012 10:13 AM
I wonder how it works since I have a different name and address then my mother so how will I be found for credit reporting
Did a little searching and came accross this thread by Booner72, I think that basically answers your question, unless someone else has had a different experience!
04-10-2012 10:18 AM