Re: Adding an authorized user with just a name

coerciondotde · ‎02-23-2008

Did JCP end up reporting?

Starting Score: 571
Current Score: 638
Goal Score: 700

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Misshopeful72 · ‎03-05-2012

No it didn't report yet

EQ 480 02/27/12- EQ 617 05/02/12
TU 500 02/27/12 TU 585 05/01/12
All scores are myfico

MissExcellentCredit · ‎11-20-2010

From my experience, JCP does report AU's. Case in point: My husband added me as an AU on his JCP card. However, his ultilization was way high. Like 4,500 of a 5,000 limit. So I called the bureaus and asked to be removed. Although his payment history is excellent and his credit limit fairly high, my FICO went UP when I took myself off. I suppose it was because of the high ulitization.

Current 2013 Score: ScoreWatch Transunion: 737, ScoreWatch Equifax: 723, Nordstrom Equifax: 734
Goal Score for January 2014: 750-809 range

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Misshopeful72 · ‎03-05-2012

Since I don't live with my mom I don't think it will show up on my credit. Her address is one of my previous addresses so I don't know if that will help or not?

EQ 480 02/27/12- EQ 617 05/02/12
TU 500 02/27/12 TU 585 05/01/12
All scores are myfico

haulingthescoreup · ‎04-01-2007

Misshopeful72 wrote:
Since I don't live with my mom I don't think it will show up on my credit. Her address is one of my previous addresses so I don't know if that will help or not?

It still might.

Do you know if a statement has posted yet (since you were added on)? If so, when?

Generally AU's show up soon after a statement. JCP updates to the bureaus, and then they post. Immediately for EX, anywhere from 3-7 days for EQ and TU.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Misshopeful72 · ‎03-05-2012

The April statement already cut before I was added so I'll see if I'm added at the beginning of may when that statement cuts

EQ 480 02/27/12- EQ 617 05/02/12
TU 500 02/27/12 TU 585 05/01/12
All scores are myfico

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Re: Adding an authorized user with just a name

Re: Adding an authorized user with just a name

Re: Jcp- will adding an au with different last name and address report to bureaus?

Re: Jcp- will adding an au with different last name and address report to bureaus?

Re: Jcp- will adding an au with different last name and address report to bureaus?

Re: Jcp- will adding an au with different last name and address report to bureaus?