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Regular Contributor
Unoriginalnj
Posts: 114
Registered: ‎11-13-2011

Jcpenney card: Research

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‎08-31-2012 09:58 AM

Just like my Walmart thread, trying to gather some data on recent approvals including your scores and number/types of negatives on your reports.
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Regular Contributor
asteroidblues86
Posts: 199
Registered: ‎08-04-2012

Re: Jcpenney card: Research

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‎08-31-2012 11:28 AM

There are "credit pulls databases" on the internet that aren't hard to find. I won't post any links for fear of being modded.

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Regular Contributor
Unoriginalnj
Posts: 114
Registered: ‎11-13-2011

Re: Jcpenney card: Research

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‎08-31-2012 12:02 PM

Yeah, but those are somewhat dated for certain cards. I know which one you're talking about
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Mega Contributor
LS2982
Posts: 14,450
Registered: ‎04-09-2011

Re: Jcpenney card: Research

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‎08-31-2012 02:34 PM

Pretty much as long as your scores are 600 and above (lower scores have been approved) and no recent baddies you should be good to get it.



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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Frequent Contributor
Jlu
Posts: 460
Registered: ‎06-12-2012

Re: Jcpenney card: Research

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‎08-31-2012 02:40 PM

Does anyone even shop there anymore?

Wallet: JP Morgan Select Visa Signature $9000 | Chase Sapphire Preferred $5000 | Chase Freedom Visa $2000 | Barclaycard Visa $3000 | Discover More $1500 | Capital One Platinum Mastercard $750 | Bank of America Cash Rewards Visa $500 | Walmart Store $950 | Amazon Store $5000 | AMEX Zync (AU) NPSL | Chase Total Checking | RIP: First Premier Mastercard
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Mega Contributor
LS2982
Posts: 14,450
Registered: ‎04-09-2011

Re: Jcpenney card: Research

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‎08-31-2012 02:45 PM

Jlu wrote:

Does anyone even shop there anymore?

I do occasionally to keep my account active :smileyhappy:

 



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
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Valued Contributor
annielorie
Posts: 1,173
Registered: ‎02-19-2012

Re: Jcpenney card: Research

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‎08-31-2012 02:46 PM

I do. Some good deals.  I got JCpenny 1800 CL no baddies no lates 7 month credit history one card FICO TU 700's Sorry about text dont know what I hit.

Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760
Lowes2,400 Discover More 3,000 Jcpenny 2,000
Chase freedom 500 Never take NO for an answer!!
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Unoriginalnj
Posts: 114
Registered: ‎11-13-2011

Re: Jcpenney card: Research

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‎10-11-2012 03:42 AM

Bump!!! Any new info on jcpenney applications?
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Frequent Contributor
bbb3601
Posts: 322
Registered: ‎01-26-2012

Re: Jcpenney card: Research

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‎10-11-2012 04:04 AM

Like all GE cards if you are 620'ish with a decent report you will get approved. 

NFCU Cash Rewards 16,500,NFCU Plat 17,000, NavCheck 10,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




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snowkitty
Posts: 636
Registered: ‎09-10-2012

Re: Jcpenney card: Research

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‎10-11-2012 05:18 AM

Jlu wrote:

Does anyone even shop there anymore?

I was thinking the same thing and then found out you can also use the JCPenney card at CVS and they are opening a new store near me that is in a shopping center instead of a mall so maybe they are getting back to what they once were??

TU Fico 714 | Sesame 738 | Credit Karma 734 | Wal-Mart FICO 708 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 6k | Bofa Visa 500 | Discover More 1.5k | Wal-Mart 2.5k | Amazon 2.5k | Old Navy 1050 | Shell 600 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Brylane Homes 600 | BML 821

*You can find me in the garden.....app free since 3/21/13*
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