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Jcpenney card: Research

Regular Contributor

Jcpenney card: Research

Just like my Walmart thread, trying to gather some data on recent approvals including your scores and number/types of negatives on your reports.
Message 1 of 13
12 REPLIES
Regular Contributor

Re: Jcpenney card: Research

There are "credit pulls databases" on the internet that aren't hard to find. I won't post any links for fear of being modded.

Message 2 of 13
Regular Contributor

Re: Jcpenney card: Research

Yeah, but those are somewhat dated for certain cards. I know which one you're talking about
Message 3 of 13
Mega Contributor

Re: Jcpenney card: Research

Pretty much as long as your scores are 600 and above (lower scores have been approved) and no recent baddies you should be good to get it.




EQ FICO 548 3/3/16
Message 4 of 13
Established Contributor

Re: Jcpenney card: Research

Does anyone even shop there anymore?

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 5 of 13
Mega Contributor

Re: Jcpenney card: Research


Jlu wrote:

Does anyone even shop there anymore?


I do occasionally to keep my account active Smiley Happy

 




EQ FICO 548 3/3/16
Message 6 of 13
Valued Contributor

Re: Jcpenney card: Research

I do. Some good deals.  I got JCpenny 1800 CL no baddies no lates 7 month credit history one card FICO TU 700's Sorry about text dont know what I hit.


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Message 7 of 13
Regular Contributor

Re: Jcpenney card: Research

Bump!!! Any new info on jcpenney applications?
Message 8 of 13
Frequent Contributor

Re: Jcpenney card: Research

Like all GE cards if you are 620'ish with a decent report you will get approved. 

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Message 9 of 13
Established Contributor

Re: Jcpenney card: Research


Jlu wrote:

Does anyone even shop there anymore?


I was thinking the same thing and then found out you can also use the JCPenney card at CVS and they are opening a new store near me that is in a shopping center instead of a mall so maybe they are getting back to what they once were??

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 10 of 13