Reply
Regular Contributor
Unoriginalnj
Posts: 116
Registered: ‎11-13-2011
0

Jcpenney card: Research

Just like my Walmart thread, trying to gather some data on recent approvals including your scores and number/types of negatives on your reports.
Regular Contributor
asteroidblues86
Posts: 234
Registered: ‎08-04-2012
0

Re: Jcpenney card: Research

There are "credit pulls databases" on the internet that aren't hard to find. I won't post any links for fear of being modded.

Regular Contributor
Unoriginalnj
Posts: 116
Registered: ‎11-13-2011
0

Re: Jcpenney card: Research

Yeah, but those are somewhat dated for certain cards. I know which one you're talking about
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Jcpenney card: Research

Pretty much as long as your scores are 600 and above (lower scores have been approved) and no recent baddies you should be good to get it.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Jlu
Posts: 922
Registered: ‎06-12-2012
0

Re: Jcpenney card: Research

Does anyone even shop there anymore?

JP Morgan Select $10k | CSP $10k | Citi TY Premier $15k | BofA 3-2-1 $15k | Chase Freedom $10k | Discover IT $10k | Barclaycard $15k | AMEX SPG $5k | AMEX PRG NPSL | NASA Platinum-Advantage $10k | CapOne Quicksilver $3k | Walmart Card $5k | Amazon Card $10k | Chase Auto 1.49% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Jcpenney card: Research


Jlu wrote:

Does anyone even shop there anymore?


I do occasionally to keep my account active :smileyhappy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
annielorie
Posts: 1,206
Registered: ‎02-19-2012
0

Re: Jcpenney card: Research

I do. Some good deals.  I got JCpenny 1800 CL no baddies no lates 7 month credit history one card FICO TU 700's Sorry about text dont know what I hit.


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Regular Contributor
Unoriginalnj
Posts: 116
Registered: ‎11-13-2011
0

Re: Jcpenney card: Research

Bump!!! Any new info on jcpenney applications?
Frequent Contributor
bbb3601
Posts: 328
Registered: ‎01-26-2012
0

Re: Jcpenney card: Research

Like all GE cards if you are 620'ish with a decent report you will get approved. 

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Jcpenney card: Research


Jlu wrote:

Does anyone even shop there anymore?


I was thinking the same thing and then found out you can also use the JCPenney card at CVS and they are opening a new store near me that is in a shopping center instead of a mall so maybe they are getting back to what they once were??

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}