12-04-2008 02:06 PM
I know this is a month old post, but I had to put my two cents in. I had my concerns about Jefferson Capital Systems as well. I am actually pretty satisfied with them. I completed the arrangement, there is no annual fee on the card and it gets regular credit limit increases. And the sol did not reset, the old debt fell off all 3 reports completely and JCS falls off in May of 09, the same month the OC was scheduled to fall off. Hope this helps if you haven't already made a decision.
Did they run your credit for the acceptance of this card, I was given this option for a CO for them about a year ago but found it suspect so I didnt respond but now I am considering it just to get that CO from Jefferson off my CR, they just issue you a CC and if so what is the CL?
12-04-2008 04:59 PM
12-04-2008 07:05 PM
ok well that sounds good then I was a tad bit weary of the whole situation ya know? the debt is for 357 and I called them to see if they would give me the offer for the program again so well see, cuzz I dont really want the card but I ll take it without a Hard inquiry just to get Jefferson off all 3 of my reports
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO