I know this is a month old post, but I had to put my two cents in. I had my concerns about Jefferson Capital Systems as well. I am actually pretty satisfied with them. I completed the arrangement, there is no annual fee on the card and it gets regular credit limit increases. And the sol did not reset, the old debt fell off all 3 reports completely and JCS falls off in May of 09, the same month the OC was scheduled to fall off. Hope this helps if you haven't already made a decision.
Did they run your credit for the acceptance of this card, I was given this option for a CO for them about a year ago but found it suspect so I didnt respond but now I am considering it just to get that CO from Jefferson off my CR, they just issue you a CC and if so what is the CL?
ok well that sounds good then I was a tad bit weary of the whole situation ya know? the debt is for 357 and I called them to see if they would give me the offer for the program again so well see, cuzz I dont really want the card but I ll take it without a Hard inquiry just to get Jefferson off all 3 of my reports