@Anonymous wrote:
@Anonymous wrote:
@NP27 wrote:
Thank you for that great information. You know what, maybe I should just pay cash for it like I paid cash for my car and my house. I don't know what I was thinking. Stupid me.So you found the answer to your question. You NEED a house, you NEED a car but do you really NEED jewelry you can't afford to pay out of pocket?
I pay my house cash each month (because I rent). I paid my car with a cashback credit card (and paid that back with money from my bank account the next day). Our wedding rings are worth $49 each from eBay and they're tungsten-carbide so they're gonna last forever. Nuff said?
I don't think he came for a lecture about his finances. He asked a very simple question. Maybe he wants to buy his wife or g/f something very nice for Christmas and he feels that's it's important to do so. Not up to you to up judge . By the way a car is not a NEED. If you didn't have anything constructive to say maybe it would have been better not to hit the post button.
I agree. He did not ask for our opinion about whether he should or shouldn't purchase jewelry. That's his business. He asked for advice about financing.
Starting Score: 601
Do I need to remind anyone of forum etiquette....friendly, supportive and respectful?
Friendly-Supportive-and-Respectful
Hopefully, not.
Lexie, myfico Moderator
@MarineVietVet wrote:It wasn't you.
Was it me? 
I agree w/Julian on the tungsten carbide btw.
However, I do believe it IS the OP's choice as to what to spend their money on. And if it that means buying jewelry for a cost far exceeding the cost of materials, then so be it. It's their money.
I agree with Ron on blue Nile.. Give them a shot.. Kay is known to approve with mid to low 600s also.. I just ordered my lady a nice ring from Blue Nile.. Have yet to see it but ill follow up when they deliver it.. Fwiw I was auto approved for 6.5k and reconned to 15k
br>Current score - eq 682(myfico) ex 703(ex 02) Tr 701 (tr 04) ck fako 66)