Sterling has a long memory..I applied for a Kays card in Feb 08 and was declined. I aclled called for a recon
and was told I charged off a account in 1988.Fotunately I was still a teenager and had no knowledge of account
I think it was a family member but provided ID in store and was aapproved for 3,000 cl. .Asked for a CLI six months
later and they still refrence that account with me.Got it straight and they increase my limit to 4,800 and sent me
a second card with new account number with 4,800 CL. Now i have two cards 1 with 4800 CL and 1 just increased
to 7600 CL.
MY husband had a card in the 90's that was charge off and he applied last year forgetting that he had a account with them back then. He was denied . So they have a long memory.