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John Deere Financial?

Established Member

John Deere Financial?

I've had a John Deere Financial revolving credit account for a few years, $2500 credit limit that I've paid in full. My question is that this doesn't show up on any of my credit reports and I'm curious to know why?

Message 1 of 16
15 REPLIES
Moderator

Re: John Deere Financial?


rossusa wrote:

I've had a John Deere Financial revolving credit account for a few years, $2500 credit limit that I've paid in full. My question is that this doesn't show up on any of my credit reports and I'm curious to know why?


Welcome to the forums!

 

It's not mandatory that accounts are reported; any lender can choose to report to all 3, 2, 1, or none of the CRA's and there's not much we as consumers can do about it.  

 

That said, according to their website (quoted below), sounds like they might and I'd call them if it's an account in positive standing if it were me Smiley Happy.

 

6. We do not reveal specific information about your accounts or other personally identifiable data to parties outside our affiliated companies for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required.

 

https://merchantservice.deere.com/sl/Content.do?url=/privacy.html&functionId=&functionGroupId=

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 2 of 16
Super Contributor

Re: John Deere Financial?

Welcome to the forum

 

Just out of curiosity is this a business account?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 16
Moderator

Re: John Deere Financial?


myjourney wrote:

Welcome to the forum

 

Just out of curiosity is this a business account?


Excellent question, I blame my not having had lunch yet Smiley Happy.  Thanks MyJ.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 4 of 16
Super Contributor

Re: John Deere Financial?


Revelate wrote:

myjourney wrote:

Welcome to the forum

 

Just out of curiosity is this a business account?


Excellent question, I blame my not having had lunch yet Smiley Happy.  Thanks MyJ.


Im learning from the best Lol 

all of you Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 16
Established Member

Re: John Deere Financial?

This isn't a business account, I bought a lawn tractor from them.

Message 6 of 16
Established Member

Re: John Deere Financial?

I'll email them and see what they say and then maybe give them a call. It is an account in good standing and I would like it on my credit report.

 

Thanks!

Message 7 of 16
Mega Contributor

Re: John Deere Financial?

Yea I would be calling in about that. Maybe they can send a manual update to the bureaus.



EQ FICO 548 3/3/16
Message 8 of 16
Super Contributor

Re: John Deere Financial?


rossusa wrote:

I'll email them and see what they say and then maybe give them a call. It is an account in good standing and I would like it on my credit report.

 

Thanks!


A call or email should get it all worked out for you

Good luck 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 16
Contributor

Re: John Deere Financial?

As a farmer, I have financed many notes with JD, and have business installment, revolving and personal revolving accounts.  They have never reported on my  personal, regardless of account type.  



CHASE FREEDOM 30K; CITI PREMIER 12.9K; CITIAA 8.2K; DISCOVER 16.5K; BOFA 35K; CABELA 10K; ARRIVAL 22.5K; USAA 3K; CSP 20K; PenFed 5K
Message 10 of 16