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Established Member
rossusa
Posts: 19
Registered: ‎04-05-2013
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John Deere Financial?

I've had a John Deere Financial revolving credit account for a few years, $2500 credit limit that I've paid in full. My question is that this doesn't show up on any of my credit reports and I'm curious to know why?

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Revelate
Posts: 8,894
Registered: ‎12-30-2011
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Re: John Deere Financial?

[ Edited ]

rossusa wrote:

I've had a John Deere Financial revolving credit account for a few years, $2500 credit limit that I've paid in full. My question is that this doesn't show up on any of my credit reports and I'm curious to know why?


Welcome to the forums!

 

It's not mandatory that accounts are reported; any lender can choose to report to all 3, 2, 1, or none of the CRA's and there's not much we as consumers can do about it.  

 

That said, according to their website (quoted below), sounds like they might and I'd call them if it's an account in positive standing if it were me :smileyhappy:.

 

6. We do not reveal specific information about your accounts or other personally identifiable data to parties outside our affiliated companies for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a credit bureau or similar information reporting agency; or (4) the disclosure otherwise is lawfully permitted or required.

 

https://merchantservice.deere.com/sl/Content.do?url=/privacy.html&functionId=&functionGroupId=

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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myjourney
Posts: 25,575
Registered: ‎02-07-2013
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Re: John Deere Financial?

Welcome to the forum

 

Just out of curiosity is this a business account?

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Moderator
Revelate
Posts: 8,894
Registered: ‎12-30-2011
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Re: John Deere Financial?


myjourney wrote:

Welcome to the forum

 

Just out of curiosity is this a business account?


Excellent question, I blame my not having had lunch yet :smileyhappy:.  Thanks MyJ.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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myjourney
Posts: 25,575
Registered: ‎02-07-2013
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Re: John Deere Financial?


Revelate wrote:

myjourney wrote:

Welcome to the forum

 

Just out of curiosity is this a business account?


Excellent question, I blame my not having had lunch yet :smileyhappy:.  Thanks MyJ.


Im learning from the best Lol 

all of you :smileylol:

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Established Member
rossusa
Posts: 19
Registered: ‎04-05-2013
0

Re: John Deere Financial?

This isn't a business account, I bought a lawn tractor from them.

Established Member
rossusa
Posts: 19
Registered: ‎04-05-2013
0

Re: John Deere Financial?

I'll email them and see what they say and then maybe give them a call. It is an account in good standing and I would like it on my credit report.

 

Thanks!

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: John Deere Financial?

Yea I would be calling in about that. Maybe they can send a manual update to the bureaus.



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myjourney
Posts: 25,575
Registered: ‎02-07-2013
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Re: John Deere Financial?


rossusa wrote:

I'll email them and see what they say and then maybe give them a call. It is an account in good standing and I would like it on my credit report.

 

Thanks!


A call or email should get it all worked out for you

Good luck 

"Intelligence plus character--that is the goal of true education"
Cap1 EO link below
http://lmgtfy.com/?q=Capital+One+CEO+email+address+#seen
Last 5 apps 6/6/13
Contributor
cottontop
Posts: 88
Registered: ‎03-16-2012
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Re: John Deere Financial?

As a farmer, I have financed many notes with JD, and have business installment, revolving and personal revolving accounts.  They have never reported on my  personal, regardless of account type.  



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