Reply
Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012

Re: Joined PenFed yesterday!!


Ron1 wrote:

LesWH wrote:

Ron1 wrote:

They were unable to pull my EQ. Actually, they pulled EQ and it came out blank. They told me I need to authorize them to pull another CRA.  I need to fax a written authorization to pull TU instead of EQ.

 

 

Ron.


Is your file split??? Did you fax in the written authorization?


No, it is not a split file.  EQ (CSC) told me that I have too many entries in my credit report. Sometimes, it has problems to access it. That's why I have 801 EQ score. They also have problem reporting it.  I'm going to fa xit written authorization right now.

Wish me Luck!!!

 

Ron.


Good luck!!! Keep us posted!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Senior Contributor
Ron1
Posts: 4,707
Registered: ‎05-23-2009

Re: Joined PenFed yesterday!!

[ Edited ]

LesWH wrote:

Ron1 wrote:

LesWH wrote:

Ron1 wrote:

They were unable to pull my EQ. Actually, they pulled EQ and it came out blank. They told me I need to authorize them to pull another CRA.  I need to fax a written authorization to pull TU instead of EQ.

 

 

Ron.


Is your file split??? Did you fax in the written authorization?


No, it is not a split file.  EQ (CSC) told me that I have too many entries in my credit report. Sometimes, it has problems to access it. That's why I have 801 EQ score. They also have problem reporting it.  I'm going to fa xit written authorization right now.

Wish me Luck!!!

 

Ron.


Good luck!!! Keep us posted!!


Thanks!!!! I'm talking to them on the phone to make sure they got my fax. They told me to check back with them after an hour.

 

 

Ron.

Senior Contributor
Ron1
Posts: 4,707
Registered: ‎05-23-2009

Re: Joined PenFed yesterday!!

UPDATE:

 

I called them back and they got my fax. I will hear from them within 4 days. They also offered overdraft LOC $500 and it was alos denied. It's also forward to loan officer.

 

 

Ron.

Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012

Re: Joined PenFed yesterday!!


Ron1 wrote:

UPDATE:

 

I called them back and they got my fax. I will hear from them within 4 days. They also offered overdraft LOC $500 and it was alos denied. It's also forward to loan officer.

 

 

Ron.


Once they actually get your report you'll be approved!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Senior Contributor
Ron1
Posts: 4,707
Registered: ‎05-23-2009

Re: Joined PenFed yesterday!!


LesWH wrote:

Ron1 wrote:

UPDATE:

 

I called them back and they got my fax. I will hear from them within 4 days. They also offered overdraft LOC $500 and it was alos denied. It's also forward to loan officer.

 

 

Ron.


Once they actually get your report you'll be approved!


I expected that.  No big deal. That's another one was pending online. 

 

 

Ron.

Senior Contributor
Ron1
Posts: 4,707
Registered: ‎05-23-2009

Re: Joined PenFed yesterday!!

[ Edited ]

I finally got denial letter thru secure message.PenFed1.jpg

Senior Contributor
Ron1
Posts: 4,707
Registered: ‎05-23-2009

Re: Joined PenFed yesterday!!

[ Edited ]

By the way, I pulled the triple credit report and they pulled a copy of TU report on 01/03/2013. They already have a copy of TU report and I don't know they denied my application.

 

PFCU01/03/2013TransUnion

 

Ron.

 

 

 

Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: Joined PenFed yesterday!!

No credit file?
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Senior Contributor
Ron1
Posts: 4,707
Registered: ‎05-23-2009

Re: Joined PenFed yesterday!!


jsickz32 wrote:
No credit file?

Yes, they couldn't pull EQ file. I have one.  I think I got a mess-up EQ credit file. Sometimes, it can pull. Somtimes, it cannot.

 

 

Ron.

Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012

Re: Joined PenFed yesterday!!

My Platinum Cash Rewards is now showing on my accounts page.  I'm thinking I should have the card by Monday or Tuesday, if not today.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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