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Established Contributor
Posts: 608
Registered: ‎10-11-2012
0

Re: Joined PenFed yesterday!!


Ron1 wrote:

jsickz32 wrote:
No credit file?

Yes, they couldn't pull EQ file. I have one.  I think I got a mess-up EQ credit file. Sometimes, it can pull. Somtimes, it cannot.

 

 

Ron.


Did you hear anything yet?


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Frequent Contributor
Posts: 499
Registered: ‎01-22-2011
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Re: Joined PenFed yesterday!!

I had the same problem as well.Penfed could not pull my EQ report( maybe it could be that I have a long report) but it did show they tried to pull it 4 times,Yes I had 4 hard pulls from them,But penfed did delete them.As They Pulled TU and was approved for 20K Cash rewards visa

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Joined PenFed yesterday!!

Did everyone have to join an organization before applying??

 

 


$100K in Credit
Last Credit Card App: 11/16/13
Frequent Contributor
Posts: 499
Registered: ‎01-22-2011
0

Re: Joined PenFed yesterday!!

Yes, American Military Family Assc..It's for a good cause and it cost $20.00

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Joined PenFed yesterday!!

Ok cool. Thanks


$100K in Credit
Last Credit Card App: 11/16/13
Super Contributor
Posts: 6,181
Registered: ‎05-23-2009
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Re: Joined PenFed yesterday!!


LesWH wrote:

Ron1 wrote:

jsickz32 wrote:
No credit file?

Yes, they couldn't pull EQ file. I have one.  I think I got a mess-up EQ credit file. Sometimes, it can pull. Somtimes, it cannot.

 

 

Ron.


Did you hear anything yet?

 

I called them today and they got my fax last Friday. They haven't process my recon yet. They told me it might take 3-5 business days to process. I think they have someone manually review my application.

 

 

Ron.

 

Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: Joined PenFed yesterday!!


LesWH wrote:

I was in the garden after getting my BCE, CSP, and Paypal Extras MC.  I decided to join PenFed after reading about it in this forum.  I also apped for their Cash Rewards credit card for the 5% back on gas.  I was approved with a $20,000 dollar limit!!!!!!

 

 
Summary
Congratulations, your application has been approved.

Credit Limit: $20,000

 

 

 

 


What are your scores like? I want to apply, but I have 4 new accounts in the last 6 months


$100K in Credit
Last Credit Card App: 11/16/13
Established Contributor
Posts: 608
Registered: ‎10-11-2012
0

Re: Joined PenFed yesterday!!

[ Edited ]

chnceit wrote:

LesWH wrote:

I was in the garden after getting my BCE, CSP, and Paypal Extras MC.  I decided to join PenFed after reading about it in this forum.  I also apped for their Cash Rewards credit card for the 5% back on gas.  I was approved with a $20,000 dollar limit!!!!!!

 

 
Summary
Congratulations, your application has been approved.

Credit Limit: $20,000

 

 

 

 


What are your scores like? I want to apply, but I have 4 new accounts in the last 6 months


Ha!  I have 14 new accounts in the last 2 months!! My EQ was 734.  Utilization 2%. No baddies. 5 Inq in the last 6 months, 8 total.  Mine was truly a YMMV situation!  I was not asked for any pay stubs, etc. I never talked to a LO.  I received a refi on my Range Rover and their thrifty LOC on top of the 20,000 Platinum Cash Rewards.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Super Contributor
Posts: 6,181
Registered: ‎05-23-2009
0

Re: Joined PenFed yesterday!!

I got another denial letter for ovedfraft LOC. The reason was sufficent credit. They pulled EQ.

 

 

Ron.

Established Contributor
Posts: 608
Registered: ‎10-11-2012
0

Re: Joined PenFed yesterday!!


Ron1 wrote:

I got another denial letter for ovedfraft LOC. The reason was sufficent credit. They pulled EQ.

 

 

Ron.


How much credit do you have?


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






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