08-16-2012 09:10 PM
What I am doing is transferring money on a weekly basis from my BofA account into my new PenFed account to establish a relationship with them. Down the road, I want to apply for their CC.
08-17-2012 09:49 AM
~ don't have a lot of recently opened credit cards/accounts
~ have little to no inquiries on your credit report.
They are NOT high inquiry & recently opened trade-lines friendly.