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Joined penfed any advise

Established Member

Joined penfed any advise

I joined penfed I received my acc # and i only deposit 5 in a share acc do I need to do more. Trying to pay down my cap 1 card with lower apr.
5 REPLIES
Frequent Contributor

Re: Joined penfed any advise

yea make sure your scores are great! before you app for any cards!

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Member

Re: Joined penfed any advise

Thankyou
Frequent Contributor

Re: Joined penfed any advise

What I am doing is transferring money on a weekly basis from my BofA account into my new PenFed account to establish a relationship with them.  Down the road, I want to apply for their CC.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Valued Contributor

Re: Joined penfed any advise

Op,what does score/credit profile look like.

               LIMITS IN CARD DESCRIPTIONS
Contributor

Re: Joined penfed any advise

~ don't have a lot of recently opened credit cards/accounts

 

~ have little to no inquiries on your credit report.

 

They are NOT high inquiry & recently opened trade-lines friendly.