08-16-2012 07:21 PM
yea make sure your scores are great! before you app for any cards!
08-16-2012 09:10 PM
What I am doing is transferring money on a weekly basis from my BofA account into my new PenFed account to establish a relationship with them. Down the road, I want to apply for their CC.
08-17-2012 05:21 AM
Op,what does score/credit profile look like.
08-17-2012 09:49 AM
~ don't have a lot of recently opened credit cards/accounts
~ have little to no inquiries on your credit report.
They are NOT high inquiry & recently opened trade-lines friendly.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO