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Joining PSECU and credit pulls

Valued Contributor

Joining PSECU and credit pulls

I broke down and applied for membership on Tuesday and yesterday, I got an alert from True Credit regarding an EX pull from PSECU but the account was coded installment inquiry. Does this mean anything? Do they pre-approve for products with initial membership or even after membership has been established? I tried to go through that 27 page thread but didn't have the stamina...

10 REPLIES
Contributor

Re: Joining PSECU and credit pulls

 


MrShush wrote:

I broke down and applied for membership on Tuesday and yesterday, I got an alert from True Credit regarding an EX pull from PSECU but the account was coded installment inquiry. Does this mean anything? Do they pre-approve for products with initial membership or even after membership has been established? I tried to go through that 27 page thread but didn't have the stamina...


I applied for membership on Tuesday too! But I checked all three, no pull for me.

 

Valued Contributor

Re: Joining PSECU and credit pulls

 


x9j4j wrote:

 


MrShush wrote:

I broke down and applied for membership on Tuesday and yesterday, I got an alert from True Credit regarding an EX pull from PSECU but the account was coded installment inquiry. Does this mean anything? Do they pre-approve for products with initial membership or even after membership has been established? I tried to go through that 27 page thread but didn't have the stamina...


I applied for membership on Tuesday too! But I checked all three, no pull for me.

 


 

I applied for membership yesterday and I got a hard pull on my experian. I had applied for checking + saving + check card and online banking (virtually everything they offer in the membership application form). What did you apply for? same?

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Valued Contributor

Re: Joining PSECU and credit pulls

I was rushing so I only apped for the share account as far as I know. They took the 6 for membership too.
Contributor

Re: Joining PSECU and credit pulls

 


vish1 wrote:

 


x9j4j wrote:

 


MrShush wrote:

I broke down and applied for membership on Tuesday and yesterday, I got an alert from True Credit regarding an EX pull from PSECU but the account was coded installment inquiry. Does this mean anything? Do they pre-approve for products with initial membership or even after membership has been established? I tried to go through that 27 page thread but didn't have the stamina...


I applied for membership on Tuesday too! But I checked all three, no pull for me.

 


 

I applied for membership yesterday and I got a hard pull on my experian. I had applied for checking + saving + check card and online banking (virtually everything they offer in the membership application form). What did you apply for? same?


I app for the checking + check card, no @home access or whatever they call it. But I don't think that's the reason. Did you print out the application or did you have it mailled to you?

 

Valued Contributor

Re: Joining PSECU and credit pulls

 


x9j4j wrote:

 


vish1 wrote:

 


x9j4j wrote:

 


MrShush wrote:

I broke down and applied for membership on Tuesday and yesterday, I got an alert from True Credit regarding an EX pull from PSECU but the account was coded installment inquiry. Does this mean anything? Do they pre-approve for products with initial membership or even after membership has been established? I tried to go through that 27 page thread but didn't have the stamina...


I applied for membership on Tuesday too! But I checked all three, no pull for me.

 


 

I applied for membership yesterday and I got a hard pull on my experian. I had applied for checking + saving + check card and online banking (virtually everything they offer in the membership application form). What did you apply for? same?


I app for the checking + check card, no @home access or whatever they call it. But I don't think that's the reason. Did you print out the application or did you have it mailled to you?

 


 

I printed out the application.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Valued Contributor

Re: Joining PSECU and credit pulls

...as did I.

Senior Contributor

Re: Joining PSECU and credit pulls

They hit me hard on EX on 12/28.  The day I apped.  FYI...my membership is STILL incomplete! 



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15

Valued Contributor

Re: Joining PSECU and credit pulls

Any reason why it's still incomplete?

Senior Contributor

Re: Joining PSECU and credit pulls

For whatever reason, it's just taking them forever to go through my info.  Took close to a month for them to acknowledge my app, then another 10 (ish) days to send me a letter saying they need my ID's faxed.  So I faxed & I'm still waiting. 

 

Mentioned this in anoher thread, but I called on Wed & she said that they were going to work on my file on Thurs (yesterday).  I told her it didn't take this long to buy my house!!!! 

 

Just unreal.....



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 04/2017 TU 754 - EQ 757 - EX 747
Goal Score: 850

Bury me in the garden...last app 08.09.15