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Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
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Joining PSECU and credit pulls

I broke down and applied for membership on Tuesday and yesterday, I got an alert from True Credit regarding an EX pull from PSECU but the account was coded installment inquiry. Does this mean anything? Do they pre-approve for products with initial membership or even after membership has been established? I tried to go through that 27 page thread but didn't have the stamina...

Contributor
Posts: 189
Registered: ‎12-26-2010
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Re: Joining PSECU and credit pulls

 


MrShush wrote:

I broke down and applied for membership on Tuesday and yesterday, I got an alert from True Credit regarding an EX pull from PSECU but the account was coded installment inquiry. Does this mean anything? Do they pre-approve for products with initial membership or even after membership has been established? I tried to go through that 27 page thread but didn't have the stamina...


I applied for membership on Tuesday too! But I checked all three, no pull for me.

 

Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
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Re: Joining PSECU and credit pulls

 


x9j4j wrote:

 


MrShush wrote:

I broke down and applied for membership on Tuesday and yesterday, I got an alert from True Credit regarding an EX pull from PSECU but the account was coded installment inquiry. Does this mean anything? Do they pre-approve for products with initial membership or even after membership has been established? I tried to go through that 27 page thread but didn't have the stamina...


I applied for membership on Tuesday too! But I checked all three, no pull for me.

 


 

I applied for membership yesterday and I got a hard pull on my experian. I had applied for checking + saving + check card and online banking (virtually everything they offer in the membership application form). What did you apply for? same?

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
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Re: Joining PSECU and credit pulls

I was rushing so I only apped for the share account as far as I know. They took the 6 for membership too.
Contributor
Posts: 189
Registered: ‎12-26-2010
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Re: Joining PSECU and credit pulls

 


vish1 wrote:

 


x9j4j wrote:

 


MrShush wrote:

I broke down and applied for membership on Tuesday and yesterday, I got an alert from True Credit regarding an EX pull from PSECU but the account was coded installment inquiry. Does this mean anything? Do they pre-approve for products with initial membership or even after membership has been established? I tried to go through that 27 page thread but didn't have the stamina...


I applied for membership on Tuesday too! But I checked all three, no pull for me.

 


 

I applied for membership yesterday and I got a hard pull on my experian. I had applied for checking + saving + check card and online banking (virtually everything they offer in the membership application form). What did you apply for? same?


I app for the checking + check card, no @home access or whatever they call it. But I don't think that's the reason. Did you print out the application or did you have it mailled to you?

 

Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: Joining PSECU and credit pulls

 


x9j4j wrote:

 


vish1 wrote:

 


x9j4j wrote:

 


MrShush wrote:

I broke down and applied for membership on Tuesday and yesterday, I got an alert from True Credit regarding an EX pull from PSECU but the account was coded installment inquiry. Does this mean anything? Do they pre-approve for products with initial membership or even after membership has been established? I tried to go through that 27 page thread but didn't have the stamina...


I applied for membership on Tuesday too! But I checked all three, no pull for me.

 


 

I applied for membership yesterday and I got a hard pull on my experian. I had applied for checking + saving + check card and online banking (virtually everything they offer in the membership application form). What did you apply for? same?


I app for the checking + check card, no @home access or whatever they call it. But I don't think that's the reason. Did you print out the application or did you have it mailled to you?

 


 

I printed out the application.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
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Re: Joining PSECU and credit pulls

...as did I.

Senior Contributor
Posts: 4,267
Registered: ‎05-01-2008
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Re: Joining PSECU and credit pulls

They hit me hard on EX on 12/28.  The day I apped.  FYI...my membership is STILL incomplete! 



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
0

Re: Joining PSECU and credit pulls

Any reason why it's still incomplete?

Senior Contributor
Posts: 4,267
Registered: ‎05-01-2008
0

Re: Joining PSECU and credit pulls

For whatever reason, it's just taking them forever to go through my info.  Took close to a month for them to acknowledge my app, then another 10 (ish) days to send me a letter saying they need my ID's faxed.  So I faxed & I'm still waiting. 

 

Mentioned this in anoher thread, but I called on Wed & she said that they were going to work on my file on Thurs (yesterday).  I told her it didn't take this long to buy my house!!!! 

 

Just unreal.....



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

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