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Joint CC Reporting

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charmcity
New Contributor

Joint CC Reporting

My wife and I opened a joint NFCU CC today with a starting limit of $25K. She was the primary and I was the co-applicant. How does this report on each of our reports? Does it show as joint or does it show as if we each have that card? Will I be listed as an AU or will it show differently as I am the joint owner?
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1 REPLY 1
gdale6
Moderator Emeritus

Re: Joint CC Reporting


@charmcity wrote:
My wife and I opened a joint NFCU CC today with a starting limit of $25K. She was the primary and I was the co-applicant. How does this report on each of our reports? Does it show as joint or does it show as if we each have that card? Will I be listed as an AU or will it show differently as I am the joint owner?

It will show as joint responsibility, each of you is equal in being legally responsible for any debt incurred. No mention of AU as you are a joint account holder.

Message 2 of 2
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