Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
nunumgl
New Visitor
nunumgl
Posts: 2
Registered: ‎06-25-2008

Joint account holder, smart idea or not?

Options

‎06-25-2008 11:05 AM

I just got married. My husband and I would like to have all the accounts under both of our names. My husband has two credit cards and a very good credit score. I never had credit cards, so I currently have no credit. I have two questions:
 
  1. If I become a joint account holder will it hurt his credit score?
  2. Will becoming a joint account holder help me build my non-existent credit score?

Thanks

Message 1 of 2 (366 Views)
 
Reply
Mega Contributor
Creditaddict
Posts: 10,996
Registered: ‎10-23-2007

Re: Joint account holder, smart idea or not?

Options

‎06-25-2008 11:07 AM

it will not effect his credit.
It however with GREATLY help your credit!
Waiting is so Overrated! :smileytongue:
Message 2 of 2 (365 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+