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Joint account holder, smart idea or not?

New Visitor

Joint account holder, smart idea or not?

I just got married. My husband and I would like to have all the accounts under both of our names. My husband has two credit cards and a very good credit score. I never had credit cards, so I currently have no credit. I have two questions:
 
  1. If I become a joint account holder will it hurt his credit score?
  2. Will becoming a joint account holder help me build my non-existent credit score?

Thanks

1 REPLY
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Epic Contributor

Re: Joint account holder, smart idea or not?

it will not effect his credit.
It however with GREATLY help your credit!