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July PSECU FICO is up!

Established Contributor

July PSECU FICO is up!

I'm up a whopping 56 points to 668 Smiley Very Happy


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
10 REPLIES
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Valued Contributor

Re: July PSECU FICO is up!

WOW!  Now that is a nice increase!  Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Super Contributor

Re: July PSECU FICO is up!

Nice increase Smiley Happy




Valued Contributor

Re: July PSECU FICO is up!

Up from 702 to 715.  I'm not even sure what caused this since my 2 EX inq don't drop until later in the month.  It must be a util drop as compared to June.  I am doing well though!

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Established Contributor

Re: July PSECU FICO is up!

Thanks. June was a UTL goof up. So I think my overall went from ~80 to under 20%

 

I also got some lates removed from my SLs and one of my SL accts is in dispute since it wasn't properly updated.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Established Contributor

Re: July PSECU FICO is up!

Down 12 to 698. I'm staying in the garden and working on getting my utility down. Too many cards reporting balances.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Mega Contributor

Re: July PSECU FICO is up!

Up 14 to 698 Smiley Happy

My gardening is showing results!



EQ FICO 548 3/3/16
Established Contributor

Re: July PSECU FICO is up!


LS2982 wrote:
Up 14 to 698 Smiley Happy

My gardening is showing results!

Woot woot! 

 

Good gift for Gold and a Bday Smiley Wink


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Mega Contributor

Re: July PSECU FICO is up!

Thanks Simply!



EQ FICO 548 3/3/16
Super Contributor

Re: July PSECU FICO is up!


LS2982 wrote:
Up 14 to 698 Smiley Happy

My gardening is showing results!

You're going to break 700 next month