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Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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July's PSECU EX FICO Score

 

Since I missed the deadline for July's EX FICO, can I call PSECU to ask what my June's score is?  They should know since they made a hard inquiry on my EX report right?

Regular Contributor
ficofox
Posts: 232
Registered: ‎02-07-2011
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Re: July's PSECU EX FICO Score

It's free to ask.


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Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: July's PSECU EX FICO Score

I'm reluctant to ask.  I don't want them to think  that was my only reason for joining. 

Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
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Re: July's PSECU EX FICO Score

IMO, if they did a hard, its your right to know.

 

 


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
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Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: July's PSECU EX FICO Score


Mustanglvr2006 wrote:

IMO, if they did a hard, its your right to know.

 

 



You're right!  I'll ring them up tomorrow.   Thanks for the replies you all.

Regular Contributor
ficofox
Posts: 232
Registered: ‎02-07-2011
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Re: July's PSECU EX FICO Score

Yeah - it would be silly of them to say no since they typically request our scores from Experian around the 5th or 6th of each month. Since you technically became an official member before then, they should really be including you in the next pull that they execute for us all. Whatever.  I wouldn't be concerned what the CSR thinks about your reasons for joining because they have hundreds of members calling every day and you will be no more than a very brief blip in their radar. After you hang up, you will forever be gone from their mind.

 


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Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: July's PSECU EX FICO Score

[ Edited ]

ficofox wrote:

Yeah - it would be silly of them to say no since they typically request our scores from Experian around the 5th or 6th of each month. Since you technically became an official member before then, they should really be including you in the next pull that they execute for us all. Whatever.  I wouldn't be concerned what the CSR thinks about your reasons for joining because they have hundreds of members calling every day and you will be no more than a very brief blip in their radar. After you hang up, you will forever be gone from their mind.

 



Thanks!  That's exactly what I needed to hear.  I'm going  to send them an email first. 

Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
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Re: July's PSECU EX FICO Score


ficofox wrote:

Yeah - it would be silly of them to say no since they typically request our scores from Experian around the 5th or 6th of each month. Since you technically became an official member before then, they should really be including you in the next pull that they execute for us all. Whatever.  I wouldn't be concerned what the CSR thinks about your reasons for joining because they have hundreds of members calling every day and you will be no more than a very brief blip in their radar. After you hang up, you will forever be gone from their mind.

 


Very well said ficofox, I don't think that could have been worded any better.

 

Let us know what the outcome is DI, I hope your EX Fico is wayyyyyyyyyyy up there!!!!


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011
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Re: July's PSECU EX FICO Score

@Mustanglvr2006- I don't know that they have to disclose your credit score after a hard pull. FIA underwriter told me that was confidential and against an agreement they had with the CRA. Don't know if they were blowing hot or air or not, but that's the reason they gave.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


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Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: July's PSECU EX FICO Score


-Cain- wrote:
@Mustanglvr2006- I don't know that they have to disclose your credit score after a hard pull. FIA underwriter told me that was confidential and against an agreement they had with the CRA. Don't know if they were blowing hot or air or not, but that's the reason they gave.


PenFed without hesitation told me my EQ FICO score was 792 when I first joined them. 


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