July's PSECU EX FICO Score

[-Cain-]

It may be each individual company's agreement with the CRA is different. Give it a shot and let everyone know how it went.

[CS800]

DI:

Let me know if they tell you your score. I asked the person processing my app and she said she couldn't tell me my score. I didn't want to push and ask the reasons why she couldnt give me my EX score.

[DI]

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@CS800 wrote:

DI:

Let me know if they tell you your score. I asked the person processing my app and she said she couldn't tell me my score. I didn't want to push and ask the reasons why she couldnt give me my EX score.

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I sure will.  You should have told her that you're a member of other CUs and they had no problem giving you your score.   I think it's silly of the rep to not give out the score when they offer free FICOs score anyway.  I now suspect maybe the scores they use is not the same as the free FICO score members get.  I would have questioned her about that too.  Put pressure on them.. They getting paid. 

[-Cain-]

I may be in the minority here, but I'm gonna go ahead and say it. The free fico score is a perk associated with this CU, not Canon law. Too many people pressing about it may not be a good thing. If you're in, a month shouldn't be an eternity to wait.

[DI]

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@-Cain- wrote:
I may be in the minority here, but I'm gonna go ahead and say it. The free fico score is a perk associated with this CU, not Canon law. Too many people pressing about it may not be a good thing. If you're in, a month shouldn't be an eternity to wait.

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Mostly everyone here joined PSECU just to see their EX FICO score.  Therefore, the mind is set on getting that EX FICO score by any means. 

[-Cain-]

I agree most joined for the EX Fico, plus for their great VISA/PSL deal, plus their great customer service. As, you can see, they provide excellent benefits to members, so let's work with them, not against. I believe their FICO score page says PSECU providing free scores to it's members can change, so why mess with that.

[android01]

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@-Cain- wrote:
I may be in the minority here, but I'm gonna go ahead and say it. The free fico score is a perk associated with this CU, not Canon law. Too many people pressing about it may not be a good thing. If you're in, a month shouldn't be an eternity to wait.

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I couldn't agree more.  A really good thing just doesn't seem to be enough for some folks.  

[Datx]

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@-Cain- wrote:
I may be in the minority here, but I'm gonna go ahead and say it. The free fico score is a perk associated with this CU, not Canon law. Too many people pressing about it may not be a good thing. If you're in, a month shouldn't be an eternity to wait.

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Agreed. If the OP does not receive his/her score this month, he/she will get it next month. I know its hard to stay patience, but it will come eventually. I don't see any harm requesting through email, but if they don't willingly grant the request, there is no need to demand it. It will come next month.

[bichonmom]

I'm a member of 2 local CUs: one gave me my FICO score when they pulled it for me to join (a hard pull). The other would not give it to me, when they did a hard pull for a visa app. Each CU has their own policies.

One did a hard pull just for me to join; while the other did a soft to join and a hard only for the visa. They're all very different in what they do and the rules they follow.

[mrmagic9799]

Unless something has changed, they won't. This very thing happened to me in April I had to wait until May. According to them and the website they request all scores on the first and wait on EX...YMMV