Finally! It took me two months and three calls to get that card down from 21.74% to 19.99%. (I got the card right after my divorce from first hubby, who didn't give a flying fig about credit, and I've since brought my score up nearly 200 points).
Today, I received BT checks from Juniper, which I could use at the current APR (of 19.99), "that is lower than most other cards" . . .HAHAHAHA.
So, I called them and said I would love to take advantage of the offer (not really, but I needed ammo), but the interest rate was prohibitive. So, they brought me down to 12.99%. Still higher than most of my other cards, but I'm finally making some progress with them. At least I can take them out of the sock drawer. ;-)
