Credit Cards

[ChrisW]

So I received a letter yesterday from Juniper that they were decreasing my credit line by $300, granted that isn't much but still aggrevating.  I called the backdoor number this morning to find out why since I have never missed a payment and always pay more than the minimum.  I do carry a balance on the card because I am using it to finish my basement remodel, but overall UTI is below 30%.  After speaking to Sam in the credit analyst department he agreed that I manage my credit well and have an great history with them so he reversed the decrease and put it back to my original limit. 

[amercnchopz34]

Good news

[youngandcreditwrthy]

What was/is your limit? $300 seems trivial lol

[ChrisW]

My limit is $3600, they reduced it to $3300. Lol. Not much of a decrease, but still a decrease for no reason. They might have decreased it more had I not just put almost $2000 on it a week before they reviewed my account.

[youngandcreditwrthy]

Lol!!! That's so silly!! Seems like they almost wanted you to call recon for that!! I would have asked for a cli haha!

[Epcot]

Glad you got your original limit back!

[TheConductor]

Haha, wow!  Why would they even bother with an increase that small?

Glad you got it back!

[Shogun]

Glad you got it back, you might not ever use it, lol, but hate to see those CLs go down. 

[ChrisW]

Lol I did ask for CLI, but they denied.

[youngandcreditwrthy]

Pahahahha! They suck sometimes!! I got denied a cli last week... The score on my letter wasn't even right..(it was a fico from tu) but it was 60 points lower than my actual fico... So then I get this new offer on my account for a 3.99% bt til July.. Im just like wth... Why would I want to do a bt when I owe yall the most!!!! $4k at 0% w a limit of $6500.

Silly Barclay's lol