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Juniper Cards... any feedback?

Regular Contributor

Re: Juniper Cards... any feedback?

BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 21 of 57
Valued Member

Re: Juniper Cards... any feedback?

Does anyone have a contact number for Carnival Seamiles card to check the status of an application? Their online page to do so doesn't even work... Go figure...lol
Message 22 of 57
Contributor

Re: Juniper Cards... any feedback?

This is the link to check application status. Have you tried it.
https://www.juniper.com/app/japply/appstatus/appStatStartDynamic.jspd


Message Edited by onmyway3161 on 08-01-2007 04:10 PM
Message 23 of 57
Valued Member

Re: Juniper Cards... any feedback?

I got it to work, Firefox was acting up so I used IE....

Thanx
Message 24 of 57
New Contributor

Re: Juniper Cards... any feedback?

I have two Juniper/Barclay cards - one regular Juniper @ 8.9% from an offer they sent me in the mail about one year post-BK, and a Seamiles I applied for at their website at something ridiculous like 21.5%. Neither has an annual fee. I use the Juniper almost exclusively. It started at $300 and is now $1900. Seamiles is $1200. I've had absolutely no problems with either, but never had to call customer service either. I never ask for CLI's - I just wait for them to do them.
 
Message 25 of 57
Valued Member

Re: Juniper Cards... any feedback?

Chartley, oh, that's why I was declined... I have Zero open.  Wish I had known before I would not have bothered to take the pull.  Thx
Message 26 of 57
Regular Contributor

Re: Juniper Cards... any feedback?



CreditHawk wrote:
I've been reading that Juniper cards are a bit more lenient on past negatives when applying. I'd like to hear from many of you that have applied about your approvals and/or declines, what your scores were, what some of your negatives were, how you might have overcome things, etc.

The Juniper card looks like an attractive rebuilding product that I might want to obtain. Thanks in advance for everyone's feedback!

They turned me down.  I have a 590 EQ, 570 EX, 578 TU, one and a half years out of BK.
From BK to 700 FICOs in 4.5 yrs.
Message 27 of 57
Regular Contributor

Re: Juniper Cards... any feedback?



Noah_Bodie wrote:
Been happy with my Osh Kosh Juniper (now Barclays) CC. Gave me a $2500 CL when I had been getting $300 and $400 CLs. They reported a new positive TL to the CRAs before I was even issued my CC. Talking to customer service, I found them very informed and helpful. Was not a call center overseas.


They turned me down (see above) but would they approve me on a joint (NOT an AU, a JOINT) with my wife, who has over 730 on all three bureaus?
 
Might be worth a try.
 
On second look though, it looks as if they don't even offer an option for a joint applicant, only an authorized user.


Message Edited by Joe77 on 08-02-2007 09:24 AM
From BK to 700 FICOs in 4.5 yrs.
Message 28 of 57
Frequent Contributor

Re: Juniper Cards... any feedback?

You need a TU score of at least 600 to be considered for a Juniper card.
Message 29 of 57
Regular Contributor

Re: Juniper Cards... any feedback?



Joe77 wrote:


CreditHawk wrote:
I've been reading that Juniper cards are a bit more lenient on past negatives when applying. I'd like to hear from many of you that have applied about your approvals and/or declines, what your scores were, what some of your negatives were, how you might have overcome things, etc.

The Juniper card looks like an attractive rebuilding product that I might want to obtain. Thanks in advance for everyone's feedback!

They turned me down.  I have a 590 EQ, 570 EX, 578 TU, one and a half years out of BK.



They're bk friendly, but your scores are still too low. Read my Friendly Bk post and you have a better idea of what to go for and it will save you some empty Inq hits.
 
 
The lowest I've seen so far is a 600 Trans Union score for Juniper. That is pretty much their guideline minimum score.
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 30 of 57