Juniper... Denied

[kay82]

Well checked my TU score this morning and I guess I lost 14 point for opening 3 new accounts last month target macys hooters so my score is now 640 so I get the nerve to apply for a Carnival Sea Miles for grins &  giggles I guess

...DENIED.... reason not sure yet. oh well 

[GST2008]

Juniper is being dumb this month.  They just decreased my limit from 3k to 1.1k.  I pif every month and spend much more than 1.1k.  I called as soon as I saw it this morning and was told that they did a massive limit decrease to get ready for next year.  My guess is that they are not extending new credit or are doing so on a very limited basis until their books look good for the new fiscal year.

[kay82]

Sorry to hear that GS.... I Wish I would've read that before I applied lol, I did research and noticed several people were able to get the card with scores similar or lower than mine so Im a little confused do you think its even worth calling monday for a recon?

[GST2008]

It couldn't hurt.  I'm calling the credit department Monday to hopefully get my limit re-instated.  If not, the card goes in the "sock drawer" and I'll just use one of my other ones with a more realistic limit.

[greekjim]

Yeah I just closed my sea miles card yesterday. Got an original cl of 500 went to 1250 at six months and then had the card for a little over a year and got a cld to 700. Low limit and crappy apr (like 18%)

[smallfry]

---

@kay82 wrote:

Well checked my TU score this morning and I guess I lost 14 point for opening 3 new accounts last month target macys hooters so my score is now 640 so I get the nerve to apply for a Carnival Sea Miles for grins &  giggles I guess

...DENIED.... reason not sure yet. oh well 

---

Sorry for the wasted inq. Get a card with a better lender. Juny can be quirky. Hold off 6 months and try BofA.

[kay82]

Hey thanks to evrybody for the great replies & positive energy, thank God I only had like 4 inq. on my TU but Im officially done apping...to H*ll with Juniper, and also Im sorry to hear about everyone's lost with that has the current TL just goes 2 show maybe they're having issues right now !!