Posts: 96
Registered: ‎04-19-2008

Juniper MC "preapproval" offer HELP!

Hi guys,
I just got an invitation, an "exclusive offer for diva0969" to apply for the Juniper mastercard.  APR is 7.9% and everything else looks and sounds good.  The thing is, they denied my US Airways application last week.  I wasn't quite sure why; my TU is 588 (low I know), but I'd seen folks on here get approved for Juniper products with scores close to mine.
Should I apply?  I really want to but I'm afraid they'll just deny me again.  Are they messing with me or do I have a chance? :smileyindifferent:
Starting Scores: 12/14/14 FICO EQ: 579 EXP: 586 TU: 591
Current Scores: 3/20/15 FICO EQ: 623 EXP: 641 TU: 640
Goal: 700

Established Contributor
Posts: 853
Registered: ‎03-21-2008

Re: Juniper MC "preapproval" offer HELP!

I would recon the first app before applying for the pre approved offer.  They already have your CR for that one.  It'll save you an inquiry.   If you are approved then you can still try the pre-app offer.  Juniper is pretty cool about recons, about the same as Chase in my experience, just don't take a cash advance on the card, they will CLD you for it.
07/26/2007 TU-688
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.