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Juniper Sea Miles

Senior Contributor

Juniper Sea Miles

My card is now 13 months old so I thought I would call and bother them to lower my APR. Originally it was 16.24 it is now 13.24 due only to the drop in the prime rate. CSR says no soup for you try again in 1 month. Its a card I rarely use and if I do I PIF. Just the principle of the thing has garnered Barclays the bottom slot in the sock drawer. Smiley Happy
Message 1 of 13
12 REPLIES
Moderator Emeritus

Re: Juniper Sea Miles

Believe it or not-
Mine is 18.24%-
By far my highest APR-

smallfry wrote:
My card is now 13 months old so I thought I would call and bother them to lower my APR. Originally it was 16.24 it is now 13.24 due only to the drop in the prime rate. CSR says no soup for you try again in 1 month. Its a card I rarely use and if I do I PIF. Just the principle of the thing has garnered Barclays the bottom slot in the sock drawer. Smiley Happy


Message 2 of 13
Senior Contributor

Re: Juniper Sea Miles

Yeah I checked the T&C on the website for new apps. Not so bad after all. CL is not bad but it is one card I could have lived w/o in hindsight.
Message 3 of 13
Moderator Emeritus

Re: Juniper Sea Miles

My 3 Junny apps - hindsight is 20/20
I wish I had not done it either-
 
It's good for UTL- combined to 1 card with a 10K CL-

 

smallfry wrote:
Yeah I checked the T&C on the website for new apps. Not so bad after all. CL is not bad but it is one card I could have lived w/o in hindsight.


Message 4 of 13
Contributor

Re: Juniper Sea Miles

Who does Juniper pull? I am in WI and just received a pre-approval. Just curious.
Message 5 of 13
Senior Contributor

Re: Juniper Sea Miles

It should be a friendly Transunion pull.
Message 6 of 13
Senior Contributor

Re: Juniper Sea Miles



Timothy wrote:
My 3 Junny apps - hindsight is 20/20
I wish I had not done it either-
It's good for UTL- combined to 1 card with a 10K CL-


smallfry wrote:
Yeah I checked the T&C on the website for new apps. Not so bad after all. CL is not bad but it is one card I could have lived w/o in hindsight.





Two apps Sea Miles 7500 and Emigrant 5500. Combined.
Message 7 of 13
Moderator Emeritus

Re: Juniper Sea Miles

I sent them an online email- requesting APR reduction-
 
Wasn't' Junami great!! - NOT
Message 8 of 13
Moderator Emeritus

Re: Juniper Sea Miles



smallfry wrote:
.......but it is one card I could have lived w/o in hindsight.

DITTO. MV might disagree.
Message 9 of 13
Senior Contributor

Re: Juniper Sea Miles

They lowered my APR several times over the 4 or so month course of me having their card, but I believe it to be related to my substantial increase in my TU score.

I did noticed that they softed me once a month, every month.
Here we go again...
Message 10 of 13