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Regular Contributor
Chris_1970
Posts: 104
Registered: ‎08-01-2008
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Juniper Shmuniper
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‎05-08-2009 05:13 AM

Logged into my Juniper account this morning and they raised my APR from 8.99 to 14.99 without even a faretheewell. Really ticked as this was my lowest APR on any of my cards. Am dreaming of the day when I can kick them to curb and tell them your standards dont live up to my credit score. Smiley Very Happy
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Itsmeagain
Posts: 832
Registered: ‎01-16-2008
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Re: Juniper Shmuniper

[ Edited ]
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‎05-08-2009 06:46 AM - edited ‎05-08-2009 06:47 AM

Hang in there Chris.  By kicking them to the curb you might be biting off your nose to spite your face.  Do you have a balance?  Do you PIF?  Be sure and weigh the positives that the account adds to your score vs. the negatives that the reduced CL may have before kicking them to the curb.
Message Edited by Itsmeagain on 05-08-2009 09:47 AM
Starting Score: TU 737 EQ 721
Current Score: TU 741 EQ 741
Goal Score: TU 765 EQ 760

Take the FICO Fitness Challenge
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Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
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Re: Juniper Shmuniper
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‎05-08-2009 07:14 AM

Just remember the reason you obtained the card, what its purpose is.  And then adjust its use with the circumstances at hand.  Don't carry a balance and the APR isn't an issue Smiley Happy   And debt free is the way to be!

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
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