I have two questions,
First, Does Juniper Card any good? I have read horrible things about it (like raising your apr for no reason), but I also see a lot of members here have it. Any thoughts? The thing is I need a cc who pull TU. I have already app for Hooters card and got approved, but I need another one.
Second, How many cc is consider good? I dont want a lot of them, I just want the right amount the will help me build a better mix of revolving.
CC right now,
Orchard $400 CL (two years open, that's why I dont want to close it)
Hooters $2000 CL (just got approved)
Credit union Visa (just got approved)
Any input will be appreciated.
2/10/09 EQ 523, TU 514, EX 541
3/29/09 EQ 683, TU 660, EX 665 (fako)
I have the BJ's Club Visa with Juniper, and I have been very happy with it.
They send a $20 store-credit check called BJ bucks with the statement when one reaches 2000 points. All purchases count as 1 point and BJ purchases count as 2 points.
They started me at 3K CL last April and last month I requested and got bumped to 5K.
My experience with Barclay has been very positive. I got the Emigrant Direct Mastercard in Nov 2007 with a 800 CL. They increased my limit to $5K on Aug 2008. I have had no issues with them. They pulled TU for me in Texas. On a sidenote, the credit card is tied to my savings account with them though. Thus, the cashback I earn each quarter is deposited into that account.