Juniper

[duckman]

Hi all.  Any comments on Juniper cc.  Barclays Bank underwrites these cards.  Interested in pros and cons of these cards.   Subprime or near prime or??  Thanks all.  By the way, where is Brammy? 

[Tuscani]

Brammy is MIA. Juniper is "mid-prime" if you will. I have their Carnival Sea Miles card. No issues thus far.

[duckman]

Thanks much, was just wondering.  Then are they better than Wash/Mutual?

[Tuscani]

Define "better"?

[duckman]

Okay, from the an APR, annual fee standpoint, and overall card impression and respectability.  For instance, I know that Wash/Mtl gives pretty nice CLI's but perhaps not Juniper.  But Wash is associated with Providian, which is/was subprime.   Thanks. 

[Tuscani]

Personally.. I would take Juniper over WAMU.

[Anonymous]

Tuscani,

If I may ask, why would you take Juniper over WAMU? 

I presently have a "pre-qualified" application from  Juniper.  I already have an open account with WAMU, but they really offer nothing.  I received my WAMU card in Sept., '06 and did a balance transfer.  My present balance is $1,897.00 with them and it is 0% until Jan., 2008.  The thing is, they don't offer ongoing balance transfers...., special offers, NOTHING.   My APR for purchases is currently 9.99% but I don't charge because of the outstanding balance transfer. I have an  8K credit limit which is sweet and the enhanced FICO score for credit cards is mediocre in that they stay  behind in reporting the true TU FICO score!

Thanks,

SandyK

[Tuscani]

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sankofa wrote:

Tuscani,

If I may ask, why would you take Juniper over WAMU? 

I presently have a "pre-qualified" application from  Juniper.  I already have an open account with WAMU, but they really offer nothing.  I received my WAMU card in Sept., '06 and did a balance transfer.  My present balance is $1,897.00 with them and it is 0% until Jan., 2008.  The thing is, they don't offer ongoing balance transfers...., special offers, NOTHING.   My APR for purchases is currently 9.99% but I don't charge because of the outstanding balance transfer. I have an  8K credit limit which is sweet and the enhanced FICO score for credit cards is mediocre in that they stay  behind in reporting the true TU FICO score!

Thanks,

SandyK

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Mostly personal preference. If WAMU works out better for you go for it.

[MidnightVoice]

Juniper tell me they report to TU regularly and the others sometimes

[Anonymous]

Tuscani,

No...I was wondering if Juniper was better.   WAMU just didn't seem to offer much after I opened my account with them.  That's all. 

SandyK