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Super Contributor
Posts: 5,496
Registered: ‎05-23-2009
0

Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

I just applied for Chase United Explorer Card. I didn't get instant approved.  Got the following message:

 

We need to review your application to make a decision. 

 

 

Does it mean" I got denied"?  Did I make mistake to apply for the card?  My TU FICO was 747 as of Dec 5 and EQ was 801 as of Dec 5. My utlization was 1%. AAOA: 5yrs.

 

Thanks for reading.  

 

Ron.

Regular Contributor
Posts: 201
Registered: ‎12-04-2011
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Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Recon Recon Recon.  I had worse and got approved.



Super Contributor
Posts: 5,496
Registered: ‎05-23-2009
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Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!


Tryon2improve wrote:

Recon Recon Recon.  I had worse and got approved.


Thanks for reply. What was your score when you applied? Won't you mind to tell me how much they gave you?

 

 

Ron.

Regular Contributor
Posts: 201
Registered: ‎12-04-2011
0

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

676 got $5k after my CLI reported on Discover to $5,700



Valued Member
Posts: 50
Registered: ‎06-25-2011
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Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

You're not gonna get denied. Even if you're denied, just recon. I think this card pulls EX. My score was lower and I was approved for significantly over 5000. I did have existing relationship with Chase though.

Super Contributor
Posts: 5,496
Registered: ‎05-23-2009
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Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!


Tryon2improve wrote:

676 got $5k after my CLI reported on Discover to $5,700


WoW!!!! Thanks for sharing.  They're very generous. Did you talk to credit analyst? 

 

 

Ron.

Super Contributor
Posts: 5,496
Registered: ‎05-23-2009
0

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!


etothejomegan wrote:

You're not gonna get denied. Even if you're denied, just recon. I think this card pulls EX. My score was lower and I was approved for significantly over 5000. I did have existing relationship with Chase though.


Thanks for your reply. I have banking relationship and credit cards relationship with Chase. Last time they pulled TU.  That was almost two years ago. 

 

 

Ron.

Regular Contributor
Posts: 201
Registered: ‎12-04-2011
0

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Yes, because I had a forclosure 2.5 years ago, they only wanted to look at any new credit issued since the forclosure.  I had a new Discover that was reporting at on $1,700 at the time of app and he said the minumum the card allows for is $2k.  He said once the CLI reported to call back  and I did an was approved.  They would only match my largest CL since the Forclosure.



Super Contributor
Posts: 5,496
Registered: ‎05-23-2009
0

Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!


Tryon2improve wrote:

Yes, because I had a forclosure 2.5 years ago, they only wanted to look at any new credit issued since the forclosure.  I had a new Discover that was reporting at on $1,700 at the time of app and he said the minumum the card allows for is $2k.  He said once the CLI reported to call back  and I did an was approved.  They would only match my largest CL since the Forclosure.


Congrats on your approval!!! They were nice to you.  You wouldn't get approved if they were BofA.

 

 

Ron.

Valued Contributor
Posts: 2,971
Registered: ‎02-09-2012
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Re: Just Applied for Chase United Mileage Plus Explorer !!!! Got 2 Weeks decision!!!!

Call and recon already - and let us know what they gave you.

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

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