12-14-2012 06:23 PM
Call and recon already - and let us know what they gave you.
Thanks!!! I will. I just called they're not open. If they don't approve, I can use Amex PR or Travelocity Amex to buy the ticket.
12-14-2012 06:47 PM
12-14-2012 06:52 PM
I think you'll be approved but the instant decision might be due to what, 4 Freedom cards?
It could be... I asked them if I could convert one of them. They told me I have to apply for the card.
12-14-2012 06:53 PM
Yes, because I had a forclosure 2.5 years ago, they only wanted to look at any new credit issued since the forclosure. I had a new Discover that was reporting at on $1,700 at the time of app and he said the minumum the card allows for is $2k. He said once the CLI reported to call back and I did an was approved. They would only match my largest CL since the Forclosure.
Congrats on your approval!!! They were nice to you. You wouldn't get approved if they were BofA.
I don't know. Chase denied me even a Freedom, whereas BofA gave me a Visa Signature.
12-14-2012 09:19 PM
No worries Ron! Seems they like to do a lot of manual reviews lately and/or manual card building my CS took 5 days to process and become "approved" without any intervention from me!
12-16-2012 08:05 AM
I pulled triple credit report and they pulled both EXP and TU this morning. I don't know they pulled EQ. MPM could pull EQ for some reason. I called the status line and it's still under review.
12-16-2012 08:14 AM
Please keep us posted. I'm interested in the outcome. Good luck!
12-24-2012 02:32 PM
I called Chase backdoor number and they told me my apps was denied. They need to verify some info and the denial letter was sent out last week. What are my chances to get approved? By the way, that dept is not open today and they will open on Wednesday.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO