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Just Approved For Apple Barclay

Established Member

Just Approved For Apple Barclay

Just got approved for barclay financing,i got  awarded a 2000 dollar credit limit, my highest yet. Also, I was wondering two months ago I applied and got denied because too many inquiries, but when I applied I didn't mark that I was a student. So today, the same amount of inquires, I marked I was a student and I was approved for a card. Does the option of being a student lower the bar for approval.

 

9 REPLIES
Contributor

Re: Just Approved For Apple Barclay

Congrats on getting that card! Do you mind sharing what your score is ? I'm planning to apply for Barclays next year.

AMEX BCE 10K; BARCLAYS REWARDS 10K; CITI ANYWHERE 8K; DISCOVER 7,5K;CAP ONE VENTURE 9K;MERRICK BANK 2,3K; MACY'S 1,2K; WALMART-SYNCRONY 450$.
BK7 DISCHARGED IN 2011. FICO 8 NOW IN LOW 700S.
Established Contributor

Re: Just Approved For Apple Barclay

Congrats to you I'm sure its well deserved.I see a Apple computer in your futureSmiley Happy

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Regular Contributor

Re: Just Approved For Apple Barclay

Congrats!
Frequent Contributor

Re: Just Approved For Apple Barclay

are any of those inqs from 2 months ago older than 6 months today?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Member

Re: Just Approved For Apple Barclay

I am pretty sure they are not 6 months old. My fico score from here is a 725 my oldest account is about 11 months.

Mega Contributor

Re: Just Approved For Apple Barclay


Naro wrote:

Just got approved for barclay financing,i got  awarded a 2000 dollar credit limit, my highest yet. Also, I was wondering two months ago I applied and got denied because too many inquiries, but when I applied I didn't mark that I was a student. So today, the same amount of inquires, I marked I was a student and I was approved for a card. Does the option of being a student lower the bar for approval.

 


Barclay's computer approval systems are weird most of the time. They like to decline for too many INQ's but a recon usually bypass's them. The student mark probably didn't change anything.

 




EQ FICO 548 3/3/16
Established Contributor

Re: Just Approved For Apple Barclay

Congrats on the new card and the future computer! Smiley Happy


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Established Contributor

Re: Just Approved For Apple Barclay


LS2982 wrote:

Naro wrote:

Just got approved for barclay financing,i got  awarded a 2000 dollar credit limit, my highest yet. Also, I was wondering two months ago I applied and got denied because too many inquiries, but when I applied I didn't mark that I was a student. So today, the same amount of inquires, I marked I was a student and I was approved for a card. Does the option of being a student lower the bar for approval.

 


Barclay's computer approval systems are weird most of the time. They like to decline for too many INQ's but a recon usually bypass's them. The student mark probably didn't change anything.

 


This is very true.

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Super Contributor

Re: Just Approved For Apple Barclay

I'm so tempted to apply for this card because I keep seeing threads about people getting approved. haha.