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Established Member
Naro
Posts: 22
Registered: ‎05-05-2012

Just Approved For Apple Barclay

[ Edited ]

Just got approved for barclay financing,i got  awarded a 2000 dollar credit limit, my highest yet. Also, I was wondering two months ago I applied and got denied because too many inquiries, but when I applied I didn't mark that I was a student. So today, the same amount of inquires, I marked I was a student and I was approved for a card. Does the option of being a student lower the bar for approval.

 

Contributor
Tristate
Posts: 82
Registered: ‎06-02-2012

Re: Just Approved For Apple Barclay

Congrats on getting that card! Do you mind sharing what your score is ? I'm planning to apply for Barclays next year.


Starting Score: FICO EQ-660 TU-658 07/2012
Current Score: FICO EQ-680, Walmart TU-640
Goal Score: FICO 700


In my wallet : Cap1Quick Silver-$1250,Barclaycard MC-$6000 , Merrick-$1700,Walmart-$250.



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Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012

Re: Just Approved For Apple Barclay

Congrats to you I'm sure its well deserved.I see a Apple computer in your future:smileyhappy:

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Regular Contributor
aloush11
Posts: 134
Registered: ‎02-18-2012

Re: Just Approved For Apple Barclay

Congrats!
Frequent Contributor
iMacDrew
Posts: 350
Registered: ‎07-13-2012

Re: Just Approved For Apple Barclay

are any of those inqs from 2 months ago older than 6 months today?

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Member
Naro
Posts: 22
Registered: ‎05-05-2012

Re: Just Approved For Apple Barclay

I am pretty sure they are not 6 months old. My fico score from here is a 725 my oldest account is about 11 months.

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Just Approved For Apple Barclay


Naro wrote:

Just got approved for barclay financing,i got  awarded a 2000 dollar credit limit, my highest yet. Also, I was wondering two months ago I applied and got denied because too many inquiries, but when I applied I didn't mark that I was a student. So today, the same amount of inquires, I marked I was a student and I was approved for a card. Does the option of being a student lower the bar for approval.

 


Barclay's computer approval systems are weird most of the time. They like to decline for too many INQ's but a recon usually bypass's them. The student mark probably didn't change anything.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
frogfan12
Posts: 872
Registered: ‎10-16-2010

Re: Just Approved For Apple Barclay

Congrats on the new card and the future computer! :smileyhappy:


Starting Score: 760
Current Score: 716 Equifax 754 TU 736 Experian
Goal Score: 760
Established Contributor
UFGuy2006
Posts: 712
Registered: ‎08-02-2008

Re: Just Approved For Apple Barclay


LS2982 wrote:

Naro wrote:

Just got approved for barclay financing,i got  awarded a 2000 dollar credit limit, my highest yet. Also, I was wondering two months ago I applied and got denied because too many inquiries, but when I applied I didn't mark that I was a student. So today, the same amount of inquires, I marked I was a student and I was approved for a card. Does the option of being a student lower the bar for approval.

 


Barclay's computer approval systems are weird most of the time. They like to decline for too many INQ's but a recon usually bypass's them. The student mark probably didn't change anything.

 


This is very true.

FICO: EX: 735 (5/14); TU: 776 (5/14); EQ 711 (5/14)

In My Wallet: Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 3 | Citi X 5 | DCU X 1 | Discover X 1| Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps for the next 6 months! Last inq 5/27/2014.
Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011

Re: Just Approved For Apple Barclay

I'm so tempted to apply for this card because I keep seeing threads about people getting approved. haha. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

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