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Just Did A PC With Amex

Valued Contributor

Just Did A PC With Amex

Changed from the Gold To Zync. I think Zync will do me more jutice an the AF is only $25

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Message 1 of 10
9 REPLIES
Senior Contributor

Re: Just Did A PC With Amex

Why draw attention to a new amex acct. by requesting a major downgrade several weeks after gold approval?  

 

Perhaps nothing will come of it, I hope not, but they watch new accts. very closely so be prepared for them to react.

 

As a new amex customer it's best to tread lightly IMO.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 2 of 10
New Contributor

Re: Just Did A PC With Amex

 


score_building wrote:

Why draw attention to a new amex acct. by requesting a major downgrade several weeks after gold approval?  

 

Perhaps nothing will come of it, I hope not, but they watch new accts. very closely so be prepared for them to react.

 

As a new amex customer it's best to tread lightly IMO.


I'm inclined to agree, I've got the Gold and I'm a new member and haven't used it yet. I'll lay low for awhile and let it season and mature a bit.

 

Message 3 of 10
Regular Contributor

Re: Just Did A PC With Amex


5thWheel wrote:

 


score_building wrote:

Why draw attention to a new amex acct. by requesting a major downgrade several weeks after gold approval?  

 

Perhaps nothing will come of it, I hope not, but they watch new accts. very closely so be prepared for them to react.

 

As a new amex customer it's best to tread lightly IMO.


I'm inclined to agree, I've got the Gold and I'm a new member and haven't used it yet. I'll lay low for awhile and let it season and mature a bit.

 


I'm new to Amex (first statement just cut, Green card) and I'm using the heck out of it.

Message 4 of 10
Senior Contributor

Re: Just Did A PC With Amex


UpNUp wrote:

5thWheel wrote:

 


score_building wrote:

Why draw attention to a new amex acct. by requesting a major downgrade several weeks after gold approval?  

 

Perhaps nothing will come of it, I hope not, but they watch new accts. very closely so be prepared for them to react.

 

As a new amex customer it's best to tread lightly IMO.


I'm inclined to agree, I've got the Gold and I'm a new member and haven't used it yet. I'll lay low for awhile and let it season and mature a bit.

 


I'm new to Amex (first statement just cut, Green card) and I'm using the heck out of it.


They're big fans of heavy usage, so kudos to you UpNUp, off to a great start.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 5 of 10
Regular Contributor

Re: Just Did A PC With Amex

I did a PC in Jan.

 

Blue Cash ---> Clear

Message 6 of 10
Senior Contributor

Re: Just Did A PC With Amex


asteroidblues wrote:

I did a PC in Jan.

 

Blue Cash ---> Clear


You didn't like Blue Cash, or just prefer Clear?

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 7 of 10
Regular Contributor

Re: Just Did A PC With Amex

 


score_building wrote:

asteroidblues wrote:

I did a PC in Jan.

 

Blue Cash ---> Clear


You didn't like Blue Cash, or just prefer Clear?


 

.5% on first $6,500 is a huge turn off.

 

I always get a full 1% on Clear.

Message 8 of 10
Valued Contributor

Re: Just Did A PC With Amex


score_building wrote:

Why draw attention to a new amex acct. by requesting a major downgrade several weeks after gold approval?  

 

Perhaps nothing will come of it, I hope not, but they watch new accts. very closely so be prepared for them to react.

 

As a new amex customer it's best to tread lightly IMO.


At this point Amex will not make or break me. I'm not gonna sit up an worry about if there gonna find me a worthy customer it's a credit card not the end of the world lol. They close my card I'll take my business elsewhere an not look back.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 9 of 10
Highlighted
Moderator Emerita

Re: Just Did A PC With Amex

I don't think this is a big deal. AmEx is marketing the new card, and there are some better deals with it, depending on the categories.

 

In terms of the annual fee, I might have waited until the eleventh month, since it's free the first year, but if the Zync category stuff works better than the across-the-board rewards structure of Gold, I say go for it.

 

Have fun with it! --and use it a lot. As mentioned above, AmEx loves to see usage.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 10 of 10