01-09-2013 10:52 PM
I have 4 credit cards.
Discover IT- 1200 (brand new, activated today)
Discover More- 750
Best Buy-3000 parent joint applicant
Capital One for Newcomers- 500
I pulled my transunion report the other day and found out my best buy card isnt reporting to them. sucks
i pulled my equifax report tonight and find out that only my best buy card is reporting to equifax.
i havent pulled my experian report yet.
my question to you guys is... how do i fix this? i want all my credit cards to report on all my agencies reports. like it should be, i know the system isnt perfect but **bleep**.
01-09-2013 10:59 PM
How much time has passed after each card has been activated?
Discover can sometimes be very strange with reporting, especially with new lines (their first reporting might be months after the activation).
What is your situation with mailing address? Have you changed it recently? Just by any chance, have you undergone a legal name change recently (marriage etc)?
Do you have the same mailing address with your parent who is your cosigner on BB card. (and is it really a cosigner, or you are an authorized used on your parent's card?)
01-09-2013 11:04 PM
01-09-2013 11:34 PM
I feel like its very odd. I think theres something on equifaxs end because only my bb card is showing up on them. im gonna call them tomorrow and see if there is anything i can find out. only experian has all my cards on there, except for the new new one, discover it.
01-10-2013 04:20 AM
I was approved for Discover It around Thanksgiving and it just started reporting Tuesday so about 6 weeks
01-10-2013 04:52 AM - edited 01-10-2013 04:54 AM
you have mad several threads about your "joint" best buy card not reporting.
does it report on your parents reports? (the one that jointly opened it with you)
i see you pulled your reports and it reports for you only on one?
did you contact the cap one exec office?
the other two agencies that it's not reporting on?
on the other cards how long have you had them?
you should usually wait one to two statement cycles before worrying about it not reporting.
is it possible that you and your dad have the same name? and maybe they reported it wrong that way. or possibly you have a split file somewhere.
|Current: Discover Fico 709 3/15 Walmart Fico 743 4/15|
Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Earn Cash Back
|Amex Zync(Unicorn) |
Citi DC $10,000
01-10-2013 06:57 AM
01-10-2013 08:04 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.