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Just Joined !

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Joe_Francis
New Member

Just Joined !

Hi everyone I just joined this forum about 2 weeks or so ago and I have just been parsing through the different threads and found so much useful information! Im a 24 year old law student (almost at least, currently still an undergrad applying to law schools) who has a very minimal knowledge basis about credit, credit cards etc. Last year at this time my credit score was about 525 with only 1 capital one credit card to my name. As of today my credit score has risen to 668 and I now have 5 credit cards icluding the AMEX Premier Rewards Gold card that I was just approved for last week! Just wanted to say hello and a big thank you to all of the knowledgeable people on this forum you guys are awesome !!!!!

Message 1 of 21
20 REPLIES 20
DawgZ
Contributor

Re: Just Joined !

Congratz!

 

 



My Wallet - Cap1 Visa Signature $13k, Chase Saphire Prefered $13.5k, Well's Fargo Rewards $10k, Cap1 Quicksilver MC $6.5k, Cap1 Quicksilver V $4k, Chase Freedom $9k, Discover IT $7.5k, Amex BCE $34k, Amazon/Chase $2.5k,PenFed V $10.5k, Amex Green

EQ 810(Fico), EX 806 (Fico), TU 815 (Fico)

Message 2 of 21
THenry
Established Member

Re: Just Joined !

Congrats on your approvals. This forum has invaluable information that I have also taken the opportunity to learn. Smiley Happy

NFCU Flagship Signature - AMEX True Earnings - Citi Executive WEMC - Chase Hyatt - Chase Sapphire Preferred - Capital One Quicksilver - Capital One Platinum
Message 3 of 21
suebee123
Frequent Contributor

Re: Just Joined !

Welcome!! Smiley Happy

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Message 4 of 21
gdale6
Moderator Emeritus

Re: Just Joined !

Welcome to the board and congrats to your success Smiley Happy

Message 5 of 21
BigBS
Senior Contributor

Re: Just Joined !

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 6 of 21
jesseh
Frequent Contributor

Re: Just Joined !

Welcome and way to go!

Cards: BCE 24k 5/'17 | CF 12k 10/'15 | IHG 12k 10/'15 | HH 6k 6/'18 | DS It 6k 3/'15 | TR 5k 11/'15
Scores: 760-770 | Inquiries: 0-1 | Utilization: 0-10% | AAoA: 3yrs | Bank: Ally | CU's: Navy & Pentagon
Message 7 of 21
Ron1
Super Contributor

Re: Just Joined !

Congrats!!!!

 

 

Ron.

Message 8 of 21
8benji
Valued Member

Re: Just Joined !

Welcome  and  Congrats! Smiley Happy




Starting Score: 680
Current Score: 700
Goal Score: 760


Take the FICO Fitness Challenge
Message 9 of 21
kevinjjc
Valued Contributor

Re: Just Joined !

Congrats and welcome aboard!! Smiley Happy

Message 10 of 21
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