Reply
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Just Received CLI from Orchard

$100 HSBC sucks I've had the card for a year an half started at $300 my new limit is $800. I was told there will be no fee for the CLI.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Regular Contributor
Posts: 200
Registered: ‎06-19-2008
0

Re: Just Received CLI from Orchard

[ Edited ]
I was thinking about closing my Orchard card today. How did you go from $300 to $800? Was there hard inquiries involved?
Message Edited by Justn on 06-29-2009 04:37 PM

Starting Score: 702
Current Score: 728
Goal Score: 760


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Just Received CLI from Orchard


Justn wrote:
I was thinking about closing my Orchard card today. How did you go from $300 to $800? Was there hard inquiries involved?
Message Edited by Justn on 06-29-2009 04:37 PM

I was granted 3 CLI by request which was $100 every time i requested. I received an auto CLI of $200 Jan of this year which makes my total CL as of now $800. Every time i requested it has been a soft pull no hards.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Regular Contributor
Posts: 200
Registered: ‎06-19-2008
0

Re: Just Received CLI from Orchard

[ Edited ]

Did you have to threaten to close the account to get the CLI's? and which number did you call?

Message Edited by Justn on 06-29-2009 04:53 PM

Starting Score: 702
Current Score: 728
Goal Score: 760


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Just Received CLI from Orchard

[ Edited ]

Justn wrote:

Did you have to threaten to close the account to get the CLI's? and which number did you call?


No i tried that one time an almost got my account closed so i wouldn't go that route unless u don't care about loosing the account. I have been denied for CLI more then i have approved for them lol i just lucked up a few times. This is the number i just called an i was granted a CLI like an hour ago. 800-395-6090

Message Edited by mjbfan79 on 06-29-2009 10:43 PM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Regular Contributor
Posts: 200
Registered: ‎06-19-2008
0

Re: Just Received CLI from Orchard

Thanks for the info.Smiley Happy I'll try that number tomorrow and see what happens.

Starting Score: 702
Current Score: 728
Goal Score: 760


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
0

Re: Just Received CLI from Orchard

Anytime good luck.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Established Member
Posts: 18
Registered: ‎11-01-2007
0

Re: Just Received CLI from Orchard

Was the CLI pull hard or soft?  Also, which CRA did Orchard pull for the CLI?  Just curious because I'll be getting a $300 Orchard Card in the mail this week.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.