04-24-2009 06:54 PM - edited 04-25-2009 06:47 AM
After being approved for the card 4 months ago i received a letter in the mail stating my credit steps would kick in around the 4th statement. My 4th statement just cut no credit steps what gives?
UPDATE: I just looked online an my new credit is $1000 i guess it just took a few hours for everything to register in there computers. This is a happy moment for me this is my highest CL on a major credit card. In 3 more months my CL will be $1500. I guess after that i will be stuck at $1500 lol.
04-25-2009 05:41 AM
04-25-2009 06:48 AM
Pardon my ignorance but what are credit steps? Sorry for being such a newb.Message Edited by 1dawg on 04-25-2009 01:45 AM
Basically a credit limit increase.
04-25-2009 06:50 AM
Did you call the magic number and request a CLI before your credit steps was set to go in effect? I did call, was granted a CLI and did not receive my first credit step increase. My 7th statement just cut and I rec'd my second CLI.
I did twice but they declined it.
04-25-2009 06:52 AM
Pardon my ignorance but what are credit steps? Sorry for being such a newb.
04-25-2009 07:25 AM
04-25-2009 02:50 PM
What were your scores when you got approved. If you don't mind sharing. I'm looking for another card to add.
TU:721 EX:664 EQ:640
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO