cancel
Showing results for 
Search instead for 
Did you mean: 

Just When I Was About Ready to Give Up on Discover

tag
laboi_22
Established Contributor

Just When I Was About Ready to Give Up on Discover

Today I took a personal day and one of the things I decided to work on were my current cards. I called those who I wish to get upgraded ie WalMart (no luck there), I asked for a few CLI if they were SP. I also found out that my Chase Freedom will never be able to PC to Sapphire Smiley Sad I would have to re apply (not going to happen). I tried online for Discover to get a CLI. I decided I would call them again. I've called them before and they wanted to do a HP in which in declined. I felt like the card would never grow. I decided that after another round of heavy use on the card, I would try them again today. 

 

I was unable to do via automated line. I spoke with a rep. Fully prepared to get the whole "it will be a hard pull" line, she said well you requested $3000 however the system has approved via SP $2200 total CL. Do you want to accept (OF COURSE) or do you want to HP for the original requested amount!!! I'll take the $500 increase!! I'm not too picky. Made my day after all the above rejections LOL. Also I was planning on closing the account if they wouldn't have increased, I guess through some twist of fate they knew that!!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Just When I Was About Ready to Give Up on Discover

Yayyyyyyyyyyyyyy!!!!! Congrats on the CLI Smiley Wink

 

Keep up the good work!

Message 2 of 6
laboi_22
Established Contributor

Re: Just When I Was About Ready to Give Up on Discover


@Anonymous wrote:

Yayyyyyyyyyyyyyy!!!!! Congrats on the CLI Smiley Wink

 

Keep up the good work!


Thanks I'm now loving Discover again!!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 3 of 6
LS2982
Mega Contributor

Re: Just When I Was About Ready to Give Up on Discover


@laboi_22 wrote:

Today I took a personal day and one of the things I decided to work on were my current cards. I called those who I wish to get upgraded ie WalMart (no luck there), I asked for a few CLI if they were SP. I also found out that my Chase Freedom will never be able to PC to Sapphire Smiley Sad I would have to re apply (not going to happen). I tried online for Discover to get a CLI. I decided I would call them again. I've called them before and they wanted to do a HP in which in declined. I felt like the card would never grow. I decided that after another round of heavy use on the card, I would try them again today. 

 

I was unable to do via automated line. I spoke with a rep. Fully prepared to get the whole "it will be a hard pull" line, she said well you requested $3000 however the system has approved via SP $2200 total CL. Do you want to accept (OF COURSE) or do you want to HP for the original requested amount!!! I'll take the $500 increase!! I'm not too picky. Made my day after all the above rejections LOL. Also I was planning on closing the account if they wouldn't have increased, I guess through some twist of fate they knew that!!


CONGRATS!!!!!




EQ FICO 548 3/3/16
Message 4 of 6
laboi_22
Established Contributor

Re: Just When I Was About Ready to Give Up on Discover

Thanks!!

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Message 5 of 6
webhopper
Moderator Emeritus

Re: Just When I Was About Ready to Give Up on Discover

Lol I think calling helps. I called for an apr reduction, was denied and the next time I called it was to ask about something else and they had an apr reduction offer for me in my account
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.