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Just about done for a while!

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R3DLINE
Established Member

Just about done for a while!

I Have just added a few more cards and after a car refi and a amex CLI im done for a while.

 

I have:

 

UWCU: $2500 @ 11.5%

ECU: $2000 @13.2%

Cap 1 Rewards Plat: $1500 @ 21%

Cap 1 Mastercard: $1500 @ 21%

Citi Dividend: $3000 @ 13.99%

Amex BCE: $2000 @ 19.99%

Chase Freedom $3000 @ 22%

Bill me later: $2355 @ 19%

 

Car loan orignated OCT 2012 

Starting $17000

Now: $14500

5.75% 

 

Going to refi in august

 

My income is 22k a year 

I go to school for civil engineering 

 

Im 21 years old

 

ECU: 7000 (6.25% Fixed) -- Chase Freedom: 3000 (19.99%) -- Citi Dividend: 3000 (13.25%) -- Amex: 2000 (?% promo 0%) -- UWCU: 2.5k (11.45%) -- Barclay Apple: 1500 (Will never use again) -- Paypal: 2.6k (Use for promo 0% only) -- Cap 1: 2000 (Sock drw. 22.99%) -- Cap 1: 2000 (sock drw. 19.99%)

ECU auto loan (2.99% for 72 months on 2013 Dodge Avenger V6)
Senior in school for Civil Engineering

Scores: TU: 713 EQ: ? EX: 698
Message 1 of 4
3 REPLIES 3
CreditHammer
New Member

Re: Just about done for a while!


@R3DLINE wrote:

I Have just added a few more cards and after a car refi and a amex CLI im done for a while.

 

I have:

 

@UWCU: $2500 @ 11.5%

@ECU: $2000 @Anonymous.2%

@Anonymous 1 Rewards Plat: $1500 @ 21%

@Anonymous 1 Mastercard: $1500 @ 21%

@Anonymous Dividend: $3000 @ 13.99%

@Anonymous BCE: $2000 @ 19.99%

@Anonymous Freedom $3000 @ 22%

@Anonymous me later: $2355 @ 19%

 

Car loan orignated OCT 2012 

Starting $17000

Now: $14500

5.75% 

 

Going to refi in august

 

My income is 22k a year 

I go to school for civil engineering 

 

Im 21 years old

 


Congratulations on all those cards..

Message 2 of 4
NJTurnpike
Established Contributor

Re: Just about done for a while!

you should consider refi'ing your car loan with DCU. only need a 675 for 1.99% APR. that should save you alot each month in payments.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 3 of 4
R3DLINE
Established Member

Re: Just about done for a while!

Ya I work for Chase bank so I might go through them.... I can probably get it down to like 2.5

ECU: 7000 (6.25% Fixed) -- Chase Freedom: 3000 (19.99%) -- Citi Dividend: 3000 (13.25%) -- Amex: 2000 (?% promo 0%) -- UWCU: 2.5k (11.45%) -- Barclay Apple: 1500 (Will never use again) -- Paypal: 2.6k (Use for promo 0% only) -- Cap 1: 2000 (Sock drw. 22.99%) -- Cap 1: 2000 (sock drw. 19.99%)

ECU auto loan (2.99% for 72 months on 2013 Dodge Avenger V6)
Senior in school for Civil Engineering

Scores: TU: 713 EQ: ? EX: 698
Message 4 of 4
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