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Just apped for AMEX BCE and app is still pending.....

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jbrickbm
New Contributor

Re: Just apped for AMEX BCE and app is still pending.....

I was looking at that and saw a few different backdoor numbers, what one would you recommend that I call.  I called one of them , and got with an account specialist and he told me application department is closed today and gave me a phone number.

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 11 of 45
ztnjpv
Established Contributor

Re: Just apped for AMEX BCE and app is still pending.....

I called the "App Status" number. 2nd one down.

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!
Message 12 of 45
unc0mm0n1
Established Contributor

Re: Just apped for AMEX BCE and app is still pending.....

Just relax. I've had 4 amex applications. Three of the decisions gave me the 14 days thing. The longest I had to wait was almost a week and the shortest was 4 days. I was approved for all of the cards. The one where the decision was quick, I was denied. So if I was you I would look at it as a positive, sit back and relax, and if you're denied then you can freakout and call numbers and recon. You're still in a decent position right now. 

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 13 of 45
jbrickbm
New Contributor

Re: Just apped for AMEX BCE and app is still pending.....

Ok, yeah thats what I figured at least it wasnt a quick decline.

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 14 of 45
electra
Established Contributor

Re: Just apped for AMEX BCE and app is still pending.....


@unc0mm0n1 wrote:

Just relax. I've had 4 amex applications. Three of the decisions gave me the 14 days thing. The longest I had to wait was almost a week and the shortest was 4 days. I was approved for all of the cards. The one where the decision was quick, I was denied. So if I was you I would look at it as a positive, sit back and relax, and if you're denied then you can freakout and call numbers and recon. You're still in a decent position right now. 


 

Thanks for that. Smiley Happy  Makes me feel better.   I'm forcing myself to not check the app status window until at least tomorrow AM cause I doubt anyone is going to look at it before then!

Message 15 of 45
webhopper
Moderator Emeritus

Re: Just apped for AMEX BCE and app is still pending.....


@ztnjpv wrote:

Have you tried calling the backdoor number on the sticky topics? I got a pending the other night with my new SPG and I immediately called the backdoor number. There was a hang up with unclear address info. I verified the info and the approval was finalized. Simple. It might just be something like that.


When DH applied for his AMEX, there was a fraud alert on his file. The CSR was able to clear it up and also he got approved Smiley Very Happy

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 16 of 45
indiolatino61
Valued Contributor

Re: Just apped for AMEX BCE and app is still pending.....


@jbrickbm wrote:

after applying online and waiting a minute the website popped up this message on the page...

 

Sorry - we're currently experiencing some difficulties with our systems.

 

Your application will be processed as soon as possible, and we will notify you of the decision by mail within 14 days.

For an update on the status of your card application, please click here to go to our online status site.

Thank you for applying for the Blue Cash EverydaySM from American Express.

 

 

I click on the link put my information in and it is still pending....anyone experience this before?  I called amex and it says they are closed.


Good luck to you...I hope you get it!

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 17 of 45
Swapmeet
Valued Contributor

Re: Just apped for AMEX BCE and app is still pending.....

When I applied for my Delta Gold it came up as pending, but I checked the app status page immediately and it said it was approved. The BCE was a different story. I got the same message as you, it was on a weekend, where the app department was closed. I checked the app status page like every twenty minutes all weekend long. On Monday I called and spoke with someone in the app department who got me approved in three minutes -- in which I verified my identity. I did, in their defense, apply for both cards within 5 days of each other.  



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Message 18 of 45
unc0mm0n1
Established Contributor

Re: Just apped for AMEX BCE and app is still pending.....


@electra wrote:

@unc0mm0n1 wrote:

Just relax. I've had 4 amex applications. Three of the decisions gave me the 14 days thing. The longest I had to wait was almost a week and the shortest was 4 days. I was approved for all of the cards. The one where the decision was quick, I was denied. So if I was you I would look at it as a positive, sit back and relax, and if you're denied then you can freakout and call numbers and recon. You're still in a decent position right now. 


 

Thanks for that. Smiley Happy  Makes me feel better.   I'm forcing myself to not check the app status window until at least tomorrow AM cause I doubt anyone is going to look at it before then!


I know where you're coming from. I checked my app every 15 minutes (sometimes 10) even in the middle of the night. In retrospect it was much ado about nothing but it's easy to say that when you don't have an app pending.  Hope you get it. 

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 19 of 45
LS2982
Mega Contributor

Re: Just apped for AMEX BCE and app is still pending.....

Good luck to you OP!!! Smiley Happy




EQ FICO 548 3/3/16
Message 20 of 45
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