No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Just apped for a WF card and got this:
We need to verify a few pieces of information before we can give you a credit decision.
Wells Fargo Cash BackSM Card
Reference Number: xxxxxxx.
Status: Pending
Is there a number I can call to expedite this?
I kinda doubt I will get approved.But I recently decided to make WF my main bank so I thought Id test the waters with their CC.
thanks!
@bigman023 wrote:Just apped for a WF card and got this:
Thank you for submitting your applicationPrint this pageWe need to verify a few pieces of information before we can give you a credit decision.
Wells Fargo Cash BackSM Card
Reference Number: xxxxxxx.
Status: Pending
Is there a number I can call to expedite this?
I kinda doubt I will get approved.But I recently decided to make WF my main bank so I thought Id test the waters with their CC.
thanks!
i think it gives you a number on the email that you can call and just ask to speak to a credit analyst regarding the status of your application.
@bigman023 wrote:Just apped for a WF card and got this:
Thank you for submitting your applicationPrint this pageWe need to verify a few pieces of information before we can give you a credit decision.
Wells Fargo Cash BackSM Card
Reference Number: xxxxxxx.
Status: Pending
Is there a number I can call to expedite this?
I kinda doubt I will get approved.But I recently decided to make WF my main bank so I thought Id test the waters with their CC.
thanks!
Wells Fargo: 866 677 1128 (credit analyst)
Back door number listed in sticky at the top of the page.
Called the number in the email and the CSR pretty much repeated the wording in the email. NO help at all, just stated the status is pending. I called the analyst number you posted, and the CSR said they didnt handle decisions in that dept. Luckily she transferred me to the UW dept. AND gave me the number, which is 866.412.5956. They were able to tell me I was approved. Unfortunately, it was with a toy limit of $1k. But I think this card may be considered prime, or close to it, so Ill take it.
6 month 0% APR and 3% cash back. Not too bad a start, considering Im at about 28% utilization. and my score is just 667. Oh well, back to the garden until Aug.
Thanks for your help!
@bigman023 wrote:Called the number in the email and the CSR pretty much repeated the wording in the email. NO help at all, just stated the status is pending. I called the analyst number you posted, and the CSR said they didnt handle decisions in that dept. Luckily she transferred me to the UW dept. AND gave me the number, which is 866.412.5956. They were able to tell me I was approved. Unfortunately, it was with a toy limit of $1k. But I think this card may be considered prime, or close to it, so Ill take it.
6 month 0% APR and 3% cash back. Not too bad a start, considering Im at about 28% utilization. and my score is just 667. Oh well, back to the garden until Aug.
Thanks for your help!
Congrats on your appoval and the card is considered prime. I have a secured one and they even gave me an auto CLI so treat the card right and it will grow on you!
@bigman023 wrote:Called the number in the email and the CSR pretty much repeated the wording in the email. NO help at all, just stated the status is pending. I called the analyst number you posted, and the CSR said they didnt handle decisions in that dept. Luckily she transferred me to the UW dept. AND gave me the number, which is 866.412.5956. They were able to tell me I was approved. Unfortunately, it was with a toy limit of $1k. But I think this card may be considered prime, or close to it, so Ill take it.
6 month 0% APR and 3% cash back. Not too bad a start, considering Im at about 28% utilization. and my score is just 667. Oh well, back to the garden until Aug.
Thanks for your help!
I just got the same card on 1/31/13 as my first credit card in a long, long time. I had some collections and chargeoffs on my CR that had all been paid for delete or fallen off due to age in the last couple years. I didn't have any open tradelines at the time but I was approved for the card with a $1500 CL. I applied for an AMEX green charge card the next day and was declined. My WF card just started reporting so I gave AMEX another shot and was approved for a charge card and credit card.
The terms of the WF cash back card seem good enough, I've been buying gas and groceries with it to take advantage of the full 3%. Regardless it has no AF and will only help you get that 28% utilization down.
Congrats on the approval!