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Just applied Discover it online...but...

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DigitalArk
Valued Contributor

Re: Just applied Discover it online...but...

Yeah, it's the lowest CL for me. Smiley LOL

Message 31 of 40
09Lexie
Moderator Emerita

Re: Just applied Discover it online...

Message 32 of 40
DigitalArk
Valued Contributor

Re: Just applied Discover it online...

Thank you!! Smiley Wink

Message 33 of 40
DigitalArk
Valued Contributor

Re: Just applied Discover it online...


@DigitalArk wrote:

... 

Questions:

1. Does it mean that I am at risk of ID theft?

2. How to increase my Discover CL? It is my lowest limit credit card.


Bump

Message 34 of 40
manwoot
Frequent Contributor

Re: Just applied Discover it online...

It just means they wanted to veryify you are who you say you are.

 

And I don't know what is wrong with Discover's CLs either.  In 3 months you can ask for a CLI.


Message 35 of 40
09Lexie
Moderator Emerita

Re: Just applied Discover it online...

1. Idk why you'd think so. It's common for id verifications ESP on a cr profile that is recently apping after being dormant
2. Usage, carry a balance, pay on time, usage
Message 36 of 40
DigitalArk
Valued Contributor

Re: Just applied Discover it online...


@manwoot wrote:

It just means they wanted to veryify you are who you say you are.

 

And I don't know what is wrong with Discover's CLs either.  In 3 months you can ask for a CLI.


Good to know.

 

In 3 months...will it be a soft pull or a hard pull?

Message 37 of 40
DigitalArk
Valued Contributor

Re: Just applied Discover it online...


@09Lexie wrote:
1. Idk why you'd think so. It's common for id verifications ESP on a cr profile that is recently apping after being dormant
2. Usage, carry a balance, pay on time, usage

Oh, for all the credit cards I have applied for recently, Discover is the only one that I have to provide my ID and proof of address.

 

I will surely do that, usage! Smiley Wink

Message 38 of 40
manwoot
Frequent Contributor

Re: Just applied Discover it online...


@DigitalArk wrote:

@manwoot wrote:

It just means they wanted to veryify you are who you say you are.

 

And I don't know what is wrong with Discover's CLs either.  In 3 months you can ask for a CLI.


Good to know.

 

In 3 months...will it be a soft pull or a hard pull?


Discover does both SP and HP CLIs.  Call/chat with a CSR and tell them you want to try for a SP CLI.  If a HP is required, they'll let you know and give you the option of backing out.


Message 39 of 40
DigitalArk
Valued Contributor

Re: Just applied Discover it online...

Awesome! I love to have the option to back out.
Message 40 of 40
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