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Just applied for BoA secured

Regular Contributor

Just applied for BoA secured

Finished app for BoA secured card. At the end, was given a message stating the app was received and after processing, I should receive the card in 7-10 days, pending no other info is needed. Wish me luck


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


14 REPLIES
New Contributor

Re: Just applied for BoA secured

Good luck!!

Valued Contributor

Re: Just applied for BoA secured

good luck....how much you opening it for?

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Highlighted
Member

Re: Just applied for BoA secured

Good luck!

Established Contributor

Re: Just applied for BoA secured

*crosses fingers*

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Contributor

Re: Just applied for BoA secured

Good luck......

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Regular Contributor

Re: Just applied for BoA secured

only startting with the min $300. Once I'm in, gonna increase to $1000


Starting Score:Equifax 543
Current Score:EQ659 TU 716 EXP677 updated 7/3/2016
Goal Score: 700


Regular Contributor

Re: Just applied for BoA secured

you'll get it! ~fingers crossed~

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013
Established Contributor

Re: Just applied for BoA secured

Be aware that each time you increase it will require a HP in 95% of cases. Make sure what ever you CLI yourself to is worth the extra HP.

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Regular Contributor

Re: Just applied for BoA secured

a HP every time??? good to know! wow. i need to stick with the credit unions.

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 755 as of 8/2013
TU: 700
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=801 across the board!!! Not too far from this, hoping to garden until Christmas 2013