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Regular Contributor
doc101
Posts: 120
Registered: ‎11-27-2011

Just applied for BoA secured

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‎08-13-2012 06:52 PM

Finished app for BoA secured card. At the end, was given a message stating the app was received and after processing, I should receive the card in 7-10 days, pending no other info is needed. Wish me luck

Starting Score:Equifax 543
Current Score:Equifax 612 TU 512 Exp 626
Goal Score: 650

Take the myFICO Fitness Challenge
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New Contributor
mmmagique
Posts: 82
Registered: ‎04-05-2011

Re: Just applied for BoA secured

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‎08-14-2012 06:56 AM

Good luck!!

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Established Contributor
j_casteel
Posts: 1,024
Registered: ‎06-21-2012

Re: Just applied for BoA secured

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‎08-14-2012 11:14 PM

good luck....how much you opening it for?

| AMEX Zync PSL | Walmart $900 | Cap1 Green $1.5k | Amazon $1.35k | NFCU Visa Sig $10k | NavChek $15k | NFCU Flagship Visa $5k | Lowe's $1.2k |
Starting Score:TU:597 EQ:571 7/5/12 (joined myFICO & SW)
Current Score: EQ:653 (ScoreWatch) EX:685 (Amex app) TU:681 (Walmart)
Goal Score: 700
Proud to say that ALL past due debt has been paid and I never declared BK!!
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Member
mj85
Posts: 13
Registered: ‎08-03-2012

Re: Just applied for BoA secured

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‎08-15-2012 12:02 AM

Good luck!

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Established Contributor
migliogiorni
Posts: 591
Registered: ‎06-27-2012

Re: Just applied for BoA secured

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‎08-15-2012 04:43 AM

*crosses fingers*

 

Dallas Cowboys Fan :smileyvery-happy:
CSP: 5k
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
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Contributor
tboy1977
Posts: 221
Registered: ‎07-11-2012

Re: Just applied for BoA secured

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‎08-15-2012 11:46 AM

Good luck......

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
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Regular Contributor
doc101
Posts: 120
Registered: ‎11-27-2011

Re: Just applied for BoA secured

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‎08-15-2012 07:22 PM

only startting with the min $300. Once I'm in, gonna increase to $1000

Starting Score:Equifax 543
Current Score:Equifax 612 TU 512 Exp 626
Goal Score: 650

Take the myFICO Fitness Challenge
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Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: Just applied for BoA secured

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‎08-17-2012 01:45 PM

you'll get it! ~fingers crossed~

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
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Frequent Contributor
Jlu
Posts: 461
Registered: ‎06-12-2012

Re: Just applied for BoA secured

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‎08-17-2012 01:51 PM

Be aware that each time you increase it will require a HP in 95% of cases. Make sure what ever you CLI yourself to is worth the extra HP.

Wallet: JP Morgan Select Visa Signature $9000 | Chase Sapphire Preferred $5000 | Chase Freedom Visa $2000 | Barclaycard Visa $3000 | Discover More $1500 | Capital One Platinum Mastercard $750 | Bank of America Cash Rewards Visa $500 | Walmart Store $950 | Amazon Store $5000 | AMEX Zync (AU) NPSL | Chase Total Checking | RIP: First Premier Mastercard
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Regular Contributor
beautybrainsbooty
Posts: 206
Registered: ‎08-02-2012

Re: Just applied for BoA secured

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‎08-17-2012 01:56 PM

a HP every time??? good to know! wow. i need to stick with the credit unions.

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting :smileywink:
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score :smileywink:
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