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Just applied for BoA secured

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Re: Just applied for BoA secured


beautybrainsbooty wrote:

a HP every time??? good to know! wow. i need to stick with the credit unions.


Many CU's are HP's too for secured cards.

 

It's not really a huge deal unless you're onesie-twosieing deposits, in which case C1, USAA, NFCU, SDFCU (I think) and possibly a few others are the list.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Message 11 of 15
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New Contributor

Re: Just applied for BoA secured

I apped on Sunday, and first thing this morning (Tuesday following Labor day) I noticed the money has been pulled from my CU. Does that mean it's been approved? 

Message 12 of 15
Established Contributor

Re: Just applied for BoA secured

In many cases, yes. Was the same with me. Unless you have a BK or a recent (2 years or newer) baddie you will be approved.

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Message 13 of 15
New Contributor

Re: Just applied for BoA secured

Ok, didn't want to wait until next week to find out, so I called the secured cc number. (888-260-4696)

 

She told me they were waiting for the payment from the "other bank" to come through. It's through my credit union and it was out before 9 am tuesday morning (today is friday) 

 

I told her that, and asked her about the 123 rewards. She said to call them when my card arrived, and congratulated me on my approval. : ) I do have a couple of lates on other accounts that are over six months old, but no other recent real baddies. I also have had a checking and savings account with them for several years. 

 

I'm glad to get this account, to put myself into the higher that toy ($3000) limit category. So *YaY*!!!

Message 14 of 15
Super Contributor

Re: Just applied for BoA secured


mmmagique wrote:

Ok, didn't want to wait until next week to find out, so I called the secured cc number. (888-260-4696)

 

She told me they were waiting for the payment from the "other bank" to come through. It's through my credit union and it was out before 9 am tuesday morning (today is friday) 

 

I told her that, and asked her about the 123 rewards. She said to call them when my card arrived, and congratulated me on my approval. : ) I do have a couple of lates on other accounts that are over six months old, but no other recent real baddies. I also have had a checking and savings account with them for several years. 

 

I'm glad to get this account, to put myself into the higher that toy ($3000) limit category. So *YaY*!!!


I've heard of plenty of people adding 1-2-3 before receiving their card because AFAIK it takes like 3-4 weeks or something for it to be activated, so if you're set on having that I would call up again and ask to add it, this way you get a few days ahead of the game Smiley Very Happy

 

congratulations on your approval Smiley Very Happy 

Message 15 of 15