thanks for the responses frnds
smallfry : i got these scores from mycreditkeeper , i know those r not fico scores.
stef37: i just spoke to supervisor/account specialist she told me that i have only cc with more than a year history
thats why they denied my application.
i have a wamu cc from 04/2007 & boa,chase & dcu from around 12/2007 & 01/2008
i don't want to try citi anymore.